Navient (NASDAQ:NAVI) Reaches New 12-Month Low – What’s Next?

Shares of Navient Corporation (NASDAQ:NAVI) reached a new 52-week low during trading on Wednesday . The company traded as low as $9.15 and last traded at $9.48, with a volume of 1639041 shares trading hands. The stock had previously closed at $9.34.

Analyst Upgrades and Downgrades

Several research firms have commented on NAVI. Weiss Ratings reissued a “sell (d)” rating on shares of Navient in a report on Monday, December 29th. JPMorgan Chase & Co. reduced their price target on shares of Navient from $14.00 to $12.50 and set a “neutral” rating on the stock in a research report on Thursday, October 30th. Deutsche Bank Aktiengesellschaft lowered their price objective on shares of Navient from $15.00 to $9.00 and set a “hold” rating for the company in a research report on Thursday, January 29th. Barclays set a $9.00 target price on Navient in a report on Thursday, January 29th. Finally, Morgan Stanley set a $12.00 price target on Navient in a report on Wednesday, January 28th. Five investment analysts have rated the stock with a Hold rating and six have issued a Sell rating to the company. According to data from MarketBeat, Navient has a consensus rating of “Strong Sell” and a consensus target price of $11.63.

Navient Price Performance

The business has a 50-day moving average of $11.84 and a two-hundred day moving average of $12.38. The company has a current ratio of 9.01, a quick ratio of 9.41 and a debt-to-equity ratio of 16.94. The firm has a market cap of $924.39 million, a P/E ratio of -11.56 and a beta of 1.32.

Navient (NASDAQ:NAVI) last announced its quarterly earnings results on Wednesday, January 28th. The credit services provider reported $0.02 EPS for the quarter, missing analysts’ consensus estimates of $0.31 by ($0.29). Navient had a negative net margin of 2.47% and a positive return on equity of 4.70%. The firm had revenue of $137.00 million for the quarter, compared to analyst estimates of $144.25 million. During the same period in the previous year, the business posted ($0.24) earnings per share. Navient has set its FY 2026 guidance at 0.650-0.800 EPS. On average, sell-side analysts anticipate that Navient Corporation will post 1.04 earnings per share for the current fiscal year.

Institutional Trading of Navient

Several institutional investors have recently modified their holdings of NAVI. GAMMA Investing LLC raised its position in Navient by 70.5% during the 4th quarter. GAMMA Investing LLC now owns 1,978 shares of the credit services provider’s stock worth $26,000 after purchasing an additional 818 shares during the last quarter. CWM LLC raised its position in shares of Navient by 79.0% during the third quarter. CWM LLC now owns 2,525 shares of the credit services provider’s stock worth $33,000 after acquiring an additional 1,114 shares during the last quarter. Kestra Advisory Services LLC acquired a new position in shares of Navient in the fourth quarter worth approximately $44,000. PNC Financial Services Group Inc. boosted its holdings in Navient by 39.2% in the fourth quarter. PNC Financial Services Group Inc. now owns 4,228 shares of the credit services provider’s stock valued at $55,000 after acquiring an additional 1,191 shares during the last quarter. Finally, Northwestern Mutual Wealth Management Co. increased its position in Navient by 3,045.4% during the 4th quarter. Northwestern Mutual Wealth Management Co. now owns 5,127 shares of the credit services provider’s stock valued at $67,000 after purchasing an additional 4,964 shares during the period. Institutional investors own 97.14% of the company’s stock.

About Navient

Navient Corporation (NASDAQ: NAVI) is a specialized provider of asset management and business processing solutions, with a primary focus on student loan servicing. Established in 2014 through the separation from Sallie Mae, Navient assumed responsibility for servicing federal and private education loans, positioning itself as one of the largest servicers of higher education debt in the United States.

The company’s core activities center on federal student loan servicing under contracts with the U.S.