LSV Asset Management Increases Position in Synchrony Financial $SYF

LSV Asset Management lifted its holdings in shares of Synchrony Financial (NYSE:SYF) by 2.0% in the third quarter, according to its most recent disclosure with the Securities and Exchange Commission. The fund owned 2,334,854 shares of the financial services provider’s stock after acquiring an additional 45,860 shares during the quarter. LSV Asset Management owned 0.65% of Synchrony Financial worth $165,891,000 at the end of the most recent quarter.

Other hedge funds and other institutional investors have also bought and sold shares of the company. Norges Bank bought a new stake in shares of Synchrony Financial during the 2nd quarter worth $299,360,000. Bank of America Corp DE raised its position in Synchrony Financial by 34.6% in the second quarter. Bank of America Corp DE now owns 13,595,381 shares of the financial services provider’s stock worth $907,356,000 after acquiring an additional 3,494,741 shares during the period. Voya Investment Management LLC boosted its stake in Synchrony Financial by 149.4% in the third quarter. Voya Investment Management LLC now owns 1,803,690 shares of the financial services provider’s stock valued at $127,844,000 after acquiring an additional 1,080,389 shares during the last quarter. VIRGINIA RETIREMENT SYSTEMS ET Al bought a new position in shares of Synchrony Financial during the 2nd quarter valued at approximately $64,429,000. Finally, Massachusetts Financial Services Co. MA increased its stake in shares of Synchrony Financial by 34.9% during the 2nd quarter. Massachusetts Financial Services Co. MA now owns 2,941,247 shares of the financial services provider’s stock worth $196,299,000 after purchasing an additional 761,263 shares during the last quarter. Hedge funds and other institutional investors own 96.48% of the company’s stock.

Analyst Ratings Changes

Several brokerages have weighed in on SYF. JPMorgan Chase & Co. reduced their price objective on Synchrony Financial from $86.00 to $84.00 and set a “neutral” rating for the company in a report on Wednesday, January 28th. Keefe, Bruyette & Woods lifted their price objective on Synchrony Financial from $95.00 to $98.00 and gave the stock an “outperform” rating in a report on Friday, January 2nd. Wall Street Zen cut Synchrony Financial from a “buy” rating to a “hold” rating in a research note on Saturday, January 31st. TD Cowen lifted their target price on shares of Synchrony Financial from $91.00 to $100.00 and gave the stock a “buy” rating in a research note on Thursday, January 8th. Finally, Wolfe Research initiated coverage on shares of Synchrony Financial in a research note on Monday, December 8th. They set an “outperform” rating and a $92.00 price target on the stock. One research analyst has rated the stock with a Strong Buy rating, twelve have issued a Buy rating and eight have issued a Hold rating to the company. According to MarketBeat, the company presently has an average rating of “Moderate Buy” and an average target price of $87.05.

Synchrony Financial Trading Down 1.3%

Shares of SYF stock opened at $72.92 on Thursday. The company has a market capitalization of $25.35 billion, a PE ratio of 7.85, a price-to-earnings-growth ratio of 0.51 and a beta of 1.43. Synchrony Financial has a 52-week low of $40.54 and a 52-week high of $88.77. The business’s fifty day moving average is $80.44 and its 200 day moving average is $75.87. The company has a debt-to-equity ratio of 0.98, a quick ratio of 1.24 and a current ratio of 1.24.

Synchrony Financial (NYSE:SYF) last announced its earnings results on Tuesday, January 27th. The financial services provider reported $2.18 earnings per share for the quarter, topping analysts’ consensus estimates of $2.02 by $0.16. Synchrony Financial had a return on equity of 23.07% and a net margin of 15.72%.The business had revenue of $3.79 billion for the quarter, compared to analyst estimates of $3.84 billion. During the same period in the prior year, the company earned $1.91 EPS. The company’s quarterly revenue was down .2% compared to the same quarter last year. Synchrony Financial has set its FY 2026 guidance at 9.100-9.500 EPS. On average, equities research analysts anticipate that Synchrony Financial will post 7.67 EPS for the current fiscal year.

Synchrony Financial Dividend Announcement

The business also recently announced a quarterly dividend, which will be paid on Tuesday, February 17th. Shareholders of record on Friday, February 6th will be given a dividend of $0.30 per share. The ex-dividend date is Friday, February 6th. This represents a $1.20 annualized dividend and a yield of 1.6%. Synchrony Financial’s payout ratio is presently 12.92%.

Synchrony Financial announced that its Board of Directors has authorized a stock buyback plan on Wednesday, October 15th that permits the company to buyback $1.00 billion in shares. This buyback authorization permits the financial services provider to buy up to 3.7% of its shares through open market purchases. Shares buyback plans are generally a sign that the company’s leadership believes its stock is undervalued.

Key Headlines Impacting Synchrony Financial

Here are the key news stories impacting Synchrony Financial this week:

• Positive Sentiment: Zacks Research published a bullish long‑term outlook, issuing a FY2028 EPS estimate of $11.11 (well above current consensus of $7.67), suggesting stronger longer‑term earnings potential that could support the stock.
• Positive Sentiment: Zacks raised its FY2026 estimate to $9.29 (from $8.94) and boosted several near‑term quarter forecasts (Q1 2026 and Q2 2026 among others), signaling near‑term earnings upside versus prior views — a constructive data point for investors focused on 2026 performance.
• Positive Sentiment: Short interest fell sharply in January (down ~27% vs mid‑January), leaving only ~3.7% of shares short and a short‑interest ratio of ~2 days — less short selling reduces a potential source of downward pressure and can support the stock.
• Neutral Sentiment: Synchrony released its monthly credit‑performance statistics; these routine data points provide updates on delinquencies and losses (relevant to credit underwriting and reserve expectations) but did not include a headline surprise in the summary feed. Synchrony Financial Reports Monthly Credit Performance Statistics
• Neutral Sentiment: Management presented at the UBS Financial Services Conference (transcript available). Conference remarks can influence sentiment if management provides new guidance or color; transcript availability lets investors check for incremental detail. Synchrony Financial Presents at UBS Financial Services Conference 2026 Transcript
• Neutral Sentiment: Analyst/industry coverage pieces discussing how Synchrony competes among large S&P 500 companies provide context on market positioning but are background rather than immediate catalysts. How Synchrony Financial Competes Among Top S&P 500 Companies
• Negative Sentiment: Despite several raises, Zacks also trimmed numerous near‑term and medium‑term quarter estimates (Q1 2027, Q3 2026, Q3/Q4 2027 and trimmed FY2027 from $10.16 to $10.02). Those downward revisions to some quarterly/annual numbers increase near‑term earnings uncertainty and likely contributed to downward pressure on the stock.

Insiders Place Their Bets

In other Synchrony Financial news, insider Curtis Howse sold 52,556 shares of the company’s stock in a transaction that occurred on Monday, February 2nd. The stock was sold at an average price of $72.32, for a total value of $3,800,849.92. Following the completion of the sale, the insider owned 94,196 shares of the company’s stock, valued at $6,812,254.72. This represents a 35.81% decrease in their ownership of the stock. The sale was disclosed in a filing with the Securities & Exchange Commission, which is available through the SEC website. Also, insider Jonathan S. Mothner sold 32,000 shares of the company’s stock in a transaction on Monday, November 17th. The shares were sold at an average price of $72.80, for a total transaction of $2,329,600.00. Following the completion of the sale, the insider directly owned 127,100 shares of the company’s stock, valued at $9,252,880. This trade represents a 20.11% decrease in their position. Additional details regarding this sale are available in the official SEC disclosure. Insiders sold a total of 88,556 shares of company stock valued at $6,419,730 in the last quarter. Corporate insiders own 0.32% of the company’s stock.

Synchrony Financial Company Profile

Synchrony Financial (NYSE: SYF) is a consumer financial services company that specializes in providing point-of-sale financing and private-label, co-branded and branded credit card programs. The company serves as a payments and lending partner to retailers, digital merchants and service providers, offering consumer financing solutions designed to drive customer engagement and sales. Synchrony also operates a direct bank that offers deposit products, including savings accounts and certificates of deposit, which support its funding and customer-facing product suite.

Its core product set includes private-label and co-branded credit cards, general-purpose credit cards, installment loan programs and promotional financing options that are integrated into merchants’ checkout experiences.