Insider Selling: SoFi Technologies (NASDAQ:SOFI) Director Sells 94,225 Shares of Stock

SoFi Technologies, Inc. (NASDAQ:SOFI) Director Steven Freiberg sold 94,225 shares of the business’s stock in a transaction on Friday, February 6th. The shares were sold at an average price of $20.31, for a total value of $1,913,709.75. Following the completion of the sale, the director owned 588,849 shares in the company, valued at $11,959,523.19. This represents a 13.79% decrease in their position. The transaction was disclosed in a document filed with the SEC, which is available at this link.

SoFi Technologies Stock Up 2.3%

Shares of SOFI traded up $0.49 during midday trading on Monday, reaching $21.35. The stock had a trading volume of 63,826,552 shares, compared to its average volume of 55,077,000. The company’s fifty day simple moving average is $26.05 and its two-hundred day simple moving average is $26.33. The company has a market cap of $25.75 billion, a price-to-earnings ratio of 56.19 and a beta of 2.13. SoFi Technologies, Inc. has a 1-year low of $8.60 and a 1-year high of $32.73. The company has a debt-to-equity ratio of 0.31, a current ratio of 0.80 and a quick ratio of 0.16.

SoFi Technologies (NASDAQ:SOFI) last announced its earnings results on Friday, January 30th. The company reported $0.13 earnings per share (EPS) for the quarter, topping analysts’ consensus estimates of $0.12 by $0.01. The business had revenue of $1.01 billion for the quarter, compared to analyst estimates of $984.75 million. SoFi Technologies had a net margin of 13.34% and a return on equity of 6.48%. The company’s revenue for the quarter was up 39.6% compared to the same quarter last year. During the same period last year, the firm posted $0.05 earnings per share. SoFi Technologies has set its Q1 2026 guidance at 0.120- EPS and its FY 2026 guidance at 0.600- EPS. Equities research analysts expect that SoFi Technologies, Inc. will post 0.26 earnings per share for the current year.

Wall Street Analyst Weigh In

A number of analysts recently weighed in on SOFI shares. Keefe, Bruyette & Woods upped their price target on shares of SoFi Technologies from $18.00 to $20.00 and gave the stock an “underperform” rating in a research report on Wednesday, October 29th. Mizuho set a $38.00 target price on shares of SoFi Technologies in a research note on Thursday, October 30th. Barclays increased their target price on SoFi Technologies from $23.00 to $28.00 and gave the stock an “equal weight” rating in a research report on Tuesday, January 6th. Needham & Company LLC lowered their target price on SoFi Technologies from $36.00 to $33.00 and set a “buy” rating on the stock in a research report on Monday, February 2nd. Finally, Citigroup boosted their price target on shares of SoFi Technologies from $28.00 to $37.00 and gave the stock a “buy” rating in a research report on Wednesday, October 29th. One analyst has rated the stock with a Strong Buy rating, seven have assigned a Buy rating, nine have issued a Hold rating and three have given a Sell rating to the company. Based on data from MarketBeat, the company presently has an average rating of “Hold” and an average target price of $26.21.

Key SoFi Technologies News

Here are the key news stories impacting SoFi Technologies this week:

• Positive Sentiment: Citizens JMP upgraded SOFI to Outperform with a $30 price target (about 40% upside vs. recent levels), a catalyst driving fresh buy interest and headline momentum. SoFi Technologies Stock Could Rise 40%, Say Analysts. The Fintech Is a Buy.
• Positive Sentiment: Insider/executive buying after the earnings release is being read as management confidence and helped spark intraday gains. SoFi Stock Surges 7% as Executives Buy Shares After Earnings
• Positive Sentiment: Multiple bullish writeups argue the pullback makes SOFI attractive: analysts point to strong member growth, rising fee revenue, high net interest margins, and operating leverage that should drive outsized EPS growth over 2026–27. These narratives are supporting renewed buyer interest. 3 reasons why SoFi’s stock now looks like a buy SoFi Is Much Cheaper Than It Looks
• Neutral Sentiment: Coverage noting SoFi versus peers (eg. PayPal) and broader fintech comparisons is drawing attention but is more thematic than immediate catalyst‑driven. SoFi or PayPal: J.P. Morgan Selects the Superior Fintech Stock to Buy
• Neutral Sentiment: Operational pieces highlight a customer surge that tests SoFi’s blockchain initiatives and global expansion plans — signals of growth potential but also execution risk and integration work. SoFi Customer Surge Tests Blockchain Push And Global Expansion Ambitions
• Negative Sentiment: Shares had been pressured after earnings: GAAP profit fell even as adjusted metrics and membership grew, prompting price‑target cuts and some analyst downgrades/neutral ratings that keep upside dependent on execution. SoFi (SOFI) Is Down 8.5% After GAAP Profit Fell Despite Strong Adjusted Growth And Membership Expansion SoFi Technologies (SOFI) receives price target cuts post earnings
• Negative Sentiment: UBS trimmed its price target (to $24.50) and maintained a Neutral view after mixed quarter results, signaling some analyst caution that limits immediate consensus upside. UBS Lowers SoFi Technologies (SOFI) PT to $24.50 Following Mixed Performance

Institutional Investors Weigh In On SoFi Technologies

A number of hedge funds and other institutional investors have recently added to or reduced their stakes in SOFI. Kingsview Wealth Management LLC boosted its stake in SoFi Technologies by 32.9% during the 4th quarter. Kingsview Wealth Management LLC now owns 10,982 shares of the company’s stock valued at $288,000 after purchasing an additional 2,720 shares during the period. Geode Capital Management LLC raised its position in SoFi Technologies by 9.0% in the fourth quarter. Geode Capital Management LLC now owns 23,642,936 shares of the company’s stock worth $618,395,000 after purchasing an additional 1,951,248 shares in the last quarter. Williamson Legacy Group LLC lifted its position in shares of SoFi Technologies by 60.2% during the 4th quarter. Williamson Legacy Group LLC now owns 84,729 shares of the company’s stock worth $2,218,000 after buying an additional 31,845 shares during the period. Cary Street Partners Investment Advisory LLC lifted its holdings in shares of SoFi Technologies by 21.2% during the fourth quarter. Cary Street Partners Investment Advisory LLC now owns 2,880 shares of the company’s stock valued at $75,000 after acquiring an additional 503 shares during the period. Finally, Bleakley Financial Group LLC increased its position in shares of SoFi Technologies by 10.9% during the 4th quarter. Bleakley Financial Group LLC now owns 20,651 shares of the company’s stock worth $541,000 after purchasing an additional 2,023 shares in the last quarter. Hedge funds and other institutional investors own 38.43% of the company’s stock.

About SoFi Technologies

SoFi Technologies, Inc (NASDAQ: SOFI) is a diversified financial services company that provides consumer-focused lending, banking, investing and financial technology products. The company’s core offerings include student loan refinancing and private student loans, personal loans, mortgage lending, and credit card products. In addition to credit and lending, SoFi operates consumer-facing deposit and cash management accounts, an investing and trading platform, and an insurance marketplace through partner relationships, all designed to serve individuals seeking an integrated digital financial experience.

SoFi has grown beyond direct-to-consumer lending by building technology and infrastructure capabilities.