Kemper (NYSE:KMPR) Rating Lowered to Market Perform at Citizens Jmp

Kemper (NYSE:KMPR) was downgraded by investment analysts at Citizens Jmp from an “outperform” rating to a “market perform” rating in a research note issued on Thursday, Marketbeat reports.

KMPR has been the subject of several other reports. Piper Sandler lowered their price objective on shares of Kemper from $50.00 to $35.00 and set an “underweight” rating for the company in a research report on Thursday, November 6th. William Blair lowered Kemper from a “market perform” rating to an “underperform” rating in a research note on Thursday, December 18th. Weiss Ratings restated a “sell (d+)” rating on shares of Kemper in a research report on Monday, December 29th. Citigroup lowered Kemper to a “market perform” rating in a research note on Thursday. Finally, Zacks Research raised Kemper from a “strong sell” rating to a “hold” rating in a research note on Friday, January 23rd. Two investment analysts have rated the stock with a Buy rating, four have assigned a Hold rating and three have assigned a Sell rating to the company. According to data from MarketBeat.com, the stock has an average rating of “Reduce” and a consensus price target of $56.67.

Kemper Price Performance

Shares of NYSE KMPR opened at $34.22 on Thursday. The stock has a market capitalization of $2.00 billion, a PE ratio of 15.63 and a beta of 1.14. Kemper has a fifty-two week low of $30.05 and a fifty-two week high of $69.87. The company has a debt-to-equity ratio of 0.35, a current ratio of 0.18 and a quick ratio of 0.19. The business has a fifty day moving average price of $39.48 and a two-hundred day moving average price of $46.13.

Kemper (NYSE:KMPR) last released its earnings results on Wednesday, February 4th. The insurance provider reported $0.25 EPS for the quarter, missing the consensus estimate of $0.85 by ($0.60). Kemper had a net margin of 2.99% and a return on equity of 8.02%. The firm had revenue of $1.13 billion during the quarter, compared to the consensus estimate of $1.22 billion. During the same period in the prior year, the business earned $1.78 earnings per share. Kemper’s quarterly revenue was down 4.7% compared to the same quarter last year. As a group, equities analysts predict that Kemper will post 6.03 earnings per share for the current fiscal year.

Institutional Inflows and Outflows

Large investors have recently made changes to their positions in the company. Integrated Wealth Concepts LLC increased its position in shares of Kemper by 39.9% during the 1st quarter. Integrated Wealth Concepts LLC now owns 4,933 shares of the insurance provider’s stock valued at $330,000 after purchasing an additional 1,406 shares during the last quarter. Goldman Sachs Group Inc. grew its position in shares of Kemper by 16.2% during the 1st quarter. Goldman Sachs Group Inc. now owns 557,786 shares of the insurance provider’s stock valued at $37,288,000 after acquiring an additional 77,764 shares during the period. United Services Automobile Association bought a new position in shares of Kemper during the 1st quarter valued at approximately $260,000. UBS AM A Distinct Business Unit of UBS Asset Management Americas LLC increased its stake in shares of Kemper by 4.8% during the 1st quarter. UBS AM A Distinct Business Unit of UBS Asset Management Americas LLC now owns 198,248 shares of the insurance provider’s stock worth $13,253,000 after purchasing an additional 9,008 shares during the last quarter. Finally, Jane Street Group LLC raised its holdings in shares of Kemper by 112.7% in the 1st quarter. Jane Street Group LLC now owns 10,516 shares of the insurance provider’s stock worth $703,000 after purchasing an additional 5,573 shares during the period. 86.23% of the stock is owned by institutional investors.

Key Kemper News

Here are the key news stories impacting Kemper this week:

• Positive Sentiment: Kemper announced a quarterly dividend of $0.32 per share (ex-dividend Feb 17, pay Mar 3), which supports income-focused investors and helps underpin the stock amid recent weakness.
• Neutral Sentiment: Q4 2025 earnings call transcript is available for investors parsing management’s commentary on results and the restructuring steps; read the full transcript for tone and forward guidance context. Kemper Corporation (NYSE:KMPR) Q4 2025 earnings call transcript
• Negative Sentiment: Kemper missed Q4 expectations badly — reported EPS $0.25 vs. ~$0.85 consensus and revenue below estimates — prompting sharp investor selling and renewed questions about near‑term profitability. Kemper (KMPR) Q4 Earnings and Revenues Lag Estimates
• Negative Sentiment: Analysts flagged operational headwinds in the auto segment and announced restructuring actions that weigh on near‑term outlook and reserves — an area management will need to show improvement on. KMPR Q4 Deep Dive: Auto Segment Headwinds and Restructuring Shape Outlook
• Negative Sentiment: Citizens JMP downgraded Kemper from Outperform to Market Perform, signaling reduced analyst conviction after the quarter and likely contributing to the stock’s post‑earnings pressure. Citizens downgrades Kemper (KMPR)

About Kemper

Kemper Corporation (NYSE:KMPR) is a diversified insurance holding company headquartered in Chicago, Illinois. Formed through the rebranding of Unitrin in 2010, Kemper has established a nationwide presence by offering a broad array of property and casualty insurance products. The company distributes its products through independent agents, brokers and direct-to-consumer channels, serving both individual policyholders and commercial clients.

The personal insurance segment provides coverage for automobiles, homeowners, renters and umbrella lines, while the commercial business focuses on liability, workers’ compensation and specialty property solutions tailored to small and mid-sized enterprises.