Horace Mann Educators (NYSE:HMN) Posts Earnings Results, Beats Expectations By $0.03 EPS

Horace Mann Educators (NYSE:HMN) announced its quarterly earnings data on Tuesday. The insurance provider reported $1.21 earnings per share (EPS) for the quarter, beating analysts’ consensus estimates of $1.18 by $0.03, Zacks reports. Horace Mann Educators had a return on equity of 14.17% and a net margin of 9.53%.The company had revenue of $317.20 million during the quarter, compared to the consensus estimate of $447.00 million. During the same period in the previous year, the company posted $1.68 EPS. The firm’s revenue was up 6.3% on a year-over-year basis. Horace Mann Educators updated its FY 2026 guidance to 4.200-4.500 EPS.

Horace Mann Educators Trading Up 2.4%

Shares of HMN traded up $1.03 during trading hours on Thursday, reaching $44.26. 58,393 shares of the company traded hands, compared to its average volume of 240,182. Horace Mann Educators has a 12 month low of $38.76 and a 12 month high of $48.33. The company has a market capitalization of $1.80 billion, a price-to-earnings ratio of 11.35 and a beta of 0.06. The company’s fifty day moving average price is $44.85 and its two-hundred day moving average price is $44.81. The company has a quick ratio of 0.10, a current ratio of 0.10 and a debt-to-equity ratio of 0.58.

Horace Mann Educators Announces Dividend

The business also recently declared a quarterly dividend, which was paid on Wednesday, December 31st. Investors of record on Monday, December 15th were issued a $0.35 dividend. The ex-dividend date was Monday, December 15th. This represents a $1.40 annualized dividend and a yield of 3.2%. Horace Mann Educators’s payout ratio is 35.44%.

Analyst Ratings Changes

HMN has been the subject of several recent research reports. Weiss Ratings reiterated a “buy (b)” rating on shares of Horace Mann Educators in a research note on Wednesday, January 28th. Wall Street Zen upgraded Horace Mann Educators from a “hold” rating to a “buy” rating in a report on Sunday, December 21st. One equities research analyst has rated the stock with a Strong Buy rating, two have given a Buy rating and three have assigned a Hold rating to the stock. Based on data from MarketBeat.com, the stock currently has a consensus rating of “Moderate Buy” and an average price target of $46.75.

Insider Activity at Horace Mann Educators

In related news, Director Beverley J. Mcclure sold 1,082 shares of the business’s stock in a transaction that occurred on Thursday, November 13th. The stock was sold at an average price of $45.40, for a total value of $49,122.80. Following the transaction, the director directly owned 16,733 shares of the company’s stock, valued at approximately $759,678.20. The trade was a 6.07% decrease in their position. The transaction was disclosed in a document filed with the Securities & Exchange Commission, which is accessible through this link. Also, SVP Mark R. Desrochers sold 3,000 shares of the stock in a transaction that occurred on Friday, November 21st. The shares were sold at an average price of $47.00, for a total transaction of $141,000.00. Following the completion of the transaction, the senior vice president directly owned 20,556 shares of the company’s stock, valued at $966,132. The trade was a 12.74% decrease in their ownership of the stock. Additional details regarding this sale are available in the official SEC disclosure. In the last 90 days, insiders sold 10,398 shares of company stock worth $476,448. 4.00% of the stock is owned by insiders.

Institutional Trading of Horace Mann Educators

Several large investors have recently added to or reduced their stakes in HMN. EverSource Wealth Advisors LLC grew its position in Horace Mann Educators by 222.3% in the second quarter. EverSource Wealth Advisors LLC now owns 909 shares of the insurance provider’s stock worth $39,000 after buying an additional 627 shares during the last quarter. Osaic Holdings Inc. boosted its position in shares of Horace Mann Educators by 181.5% in the 2nd quarter. Osaic Holdings Inc. now owns 1,326 shares of the insurance provider’s stock valued at $57,000 after purchasing an additional 855 shares during the period. Tower Research Capital LLC TRC raised its holdings in Horace Mann Educators by 200.7% during the 2nd quarter. Tower Research Capital LLC TRC now owns 3,636 shares of the insurance provider’s stock worth $156,000 after buying an additional 2,427 shares during the period. BNP Paribas Financial Markets grew its holdings in Horace Mann Educators by 39.7% during the second quarter. BNP Paribas Financial Markets now owns 4,242 shares of the insurance provider’s stock valued at $182,000 after purchasing an additional 1,206 shares during the last quarter. Finally, Dynamic Technology Lab Private Ltd bought a new position in shares of Horace Mann Educators in the third quarter valued at approximately $219,000. 99.28% of the stock is currently owned by institutional investors and hedge funds.

About Horace Mann Educators

Horace Mann Educators Corporation, based in Springfield, Illinois, specializes in insurance and retirement solutions tailored to educators and school employees across the United States. Founded in 1945, the company partners with public school districts to deliver property and casualty insurance products—including auto, home and liability coverage—through a network of dedicated local agents. Its targeted approach focuses on understanding the unique needs and schedules of teachers, administrators and other school staff, distinguishing its services within the broader insurance market.

In addition to property and casualty offerings, Horace Mann provides life and disability insurance, annuities and retirement plan products designed to help educators plan for financial security beyond their teaching careers.