Horace Mann Educators (NYSE:HMN) Issues FY 2026 Earnings Guidance

Horace Mann Educators (NYSE:HMN) issued an update on its FY 2026 earnings guidance on Tuesday morning. The company provided earnings per share guidance of 4.200-4.500 for the period, compared to the consensus earnings per share estimate of 4.690. The company issued revenue guidance of -.

Analysts Set New Price Targets

A number of research analysts have recently issued reports on HMN shares. Weiss Ratings reiterated a “buy (b)” rating on shares of Horace Mann Educators in a research note on Wednesday, January 28th. Wall Street Zen upgraded shares of Horace Mann Educators from a “hold” rating to a “buy” rating in a research report on Sunday, December 21st. One investment analyst has rated the stock with a Strong Buy rating, two have issued a Buy rating and three have given a Hold rating to the company’s stock. Based on data from MarketBeat, Horace Mann Educators has an average rating of “Moderate Buy” and an average price target of $46.75.

Horace Mann Educators Price Performance

HMN traded up $1.80 on Thursday, hitting $45.03. 131,628 shares of the company were exchanged, compared to its average volume of 243,779. Horace Mann Educators has a fifty-two week low of $38.76 and a fifty-two week high of $48.33. The company has a debt-to-equity ratio of 0.58, a quick ratio of 0.10 and a current ratio of 0.10. The firm has a market capitalization of $1.83 billion, a P/E ratio of 11.54 and a beta of 0.06. The business’s fifty day moving average is $44.85 and its 200 day moving average is $44.81.

Horace Mann Educators (NYSE:HMN) last posted its quarterly earnings results on Tuesday, February 3rd. The insurance provider reported $1.21 earnings per share (EPS) for the quarter, beating analysts’ consensus estimates of $1.18 by $0.03. The company had revenue of $317.20 million during the quarter, compared to the consensus estimate of $447.00 million. Horace Mann Educators had a net margin of 9.53% and a return on equity of 14.17%. The company’s revenue for the quarter was up 6.3% on a year-over-year basis. During the same period last year, the firm earned $1.68 EPS. Horace Mann Educators has set its FY 2026 guidance at 4.200-4.500 EPS. As a group, sell-side analysts anticipate that Horace Mann Educators will post 3.87 EPS for the current year.

Horace Mann Educators Announces Dividend

The company also recently announced a quarterly dividend, which was paid on Wednesday, December 31st. Shareholders of record on Monday, December 15th were given a dividend of $0.35 per share. This represents a $1.40 dividend on an annualized basis and a yield of 3.1%. The ex-dividend date was Monday, December 15th. Horace Mann Educators’s payout ratio is presently 35.44%.

Insider Transactions at Horace Mann Educators

In related news, CEO Marita Zuraitis sold 5,000 shares of the stock in a transaction dated Monday, December 1st. The shares were sold at an average price of $45.35, for a total value of $226,750.00. Following the sale, the chief executive officer directly owned 283,788 shares of the company’s stock, valued at approximately $12,869,785.80. This represents a 1.73% decrease in their position. The sale was disclosed in a legal filing with the Securities & Exchange Commission, which is available at this hyperlink. Also, Director Henry Wade Reece sold 1,316 shares of the firm’s stock in a transaction dated Monday, November 24th. The shares were sold at an average price of $45.27, for a total transaction of $59,575.32. Following the transaction, the director owned 39,001 shares of the company’s stock, valued at $1,765,575.27. This trade represents a 3.26% decrease in their ownership of the stock. Additional details regarding this sale are available in the official SEC disclosure. Insiders sold a total of 10,398 shares of company stock worth $476,448 over the last ninety days. 4.00% of the stock is currently owned by company insiders.

Institutional Inflows and Outflows

A number of institutional investors and hedge funds have recently added to or reduced their stakes in HMN. EverSource Wealth Advisors LLC raised its stake in Horace Mann Educators by 222.3% during the second quarter. EverSource Wealth Advisors LLC now owns 909 shares of the insurance provider’s stock worth $39,000 after purchasing an additional 627 shares during the period. Osaic Holdings Inc. grew its stake in shares of Horace Mann Educators by 181.5% during the 2nd quarter. Osaic Holdings Inc. now owns 1,326 shares of the insurance provider’s stock valued at $57,000 after buying an additional 855 shares during the period. Tower Research Capital LLC TRC increased its holdings in shares of Horace Mann Educators by 200.7% during the 2nd quarter. Tower Research Capital LLC TRC now owns 3,636 shares of the insurance provider’s stock worth $156,000 after buying an additional 2,427 shares during the last quarter. BNP Paribas Financial Markets raised its position in shares of Horace Mann Educators by 39.7% in the 2nd quarter. BNP Paribas Financial Markets now owns 4,242 shares of the insurance provider’s stock worth $182,000 after buying an additional 1,206 shares during the period. Finally, Mercer Global Advisors Inc. ADV purchased a new position in shares of Horace Mann Educators in the 3rd quarter worth $219,000. 99.28% of the stock is currently owned by hedge funds and other institutional investors.

About Horace Mann Educators

Horace Mann Educators Corporation, based in Springfield, Illinois, specializes in insurance and retirement solutions tailored to educators and school employees across the United States. Founded in 1945, the company partners with public school districts to deliver property and casualty insurance products—including auto, home and liability coverage—through a network of dedicated local agents. Its targeted approach focuses on understanding the unique needs and schedules of teachers, administrators and other school staff, distinguishing its services within the broader insurance market.

In addition to property and casualty offerings, Horace Mann provides life and disability insurance, annuities and retirement plan products designed to help educators plan for financial security beyond their teaching careers.