BILL (NYSE:BILL) Releases Q3 2026 Earnings Guidance

BILL (NYSE:BILL) issued an update on its third quarter 2026 earnings guidance on Thursday morning. The company provided earnings per share (EPS) guidance of 0.530-0.570 for the period, compared to the consensus estimate of 0.340. The company issued revenue guidance of $397.5 million-$407.5 million, compared to the consensus revenue estimate of $395.7 million. BILL also updated its FY 2026 guidance to 2.330-2.410 EPS.

Analyst Upgrades and Downgrades

BILL has been the topic of a number of analyst reports. Needham & Company LLC reiterated a “buy” rating and issued a $75.00 target price on shares of BILL in a research report on Monday, November 24th. Zacks Research upgraded shares of BILL from a “hold” rating to a “strong-buy” rating in a research report on Friday, January 9th. Oppenheimer lifted their price objective on BILL from $55.00 to $60.00 and gave the stock an “outperform” rating in a report on Friday, October 24th. Weiss Ratings reissued a “sell (d+)” rating on shares of BILL in a research note on Monday, December 29th. Finally, William Blair restated a “market perform” rating on shares of BILL in a report on Friday, November 7th. One equities research analyst has rated the stock with a Strong Buy rating, twelve have given a Buy rating, nine have given a Hold rating and two have issued a Sell rating to the stock. According to data from MarketBeat, the company currently has an average rating of “Moderate Buy” and a consensus price target of $58.90.

BILL Trading Down 4.4%

NYSE:BILL traded down $1.62 during trading hours on Thursday, hitting $35.61. The company had a trading volume of 3,857,503 shares, compared to its average volume of 2,948,912. The company has a debt-to-equity ratio of 0.47, a current ratio of 1.67 and a quick ratio of 1.67. The stock has a 50-day moving average price of $51.04 and a 200 day moving average price of $49.03. The company has a market capitalization of $3.57 billion, a PE ratio of -131.87, a price-to-earnings-growth ratio of 5.23 and a beta of 1.30. BILL has a 52 week low of $35.46 and a 52 week high of $98.00.

BILL (NYSE:BILL) last announced its quarterly earnings results on Thursday, November 6th. The company reported $0.61 earnings per share (EPS) for the quarter, beating the consensus estimate of $0.51 by $0.10. The company had revenue of $395.74 million for the quarter, compared to analysts’ expectations of $390.91 million. BILL had a net margin of 0.79% and a return on equity of 1.39%. BILL’s quarterly revenue was up 10.4% on a year-over-year basis. During the same quarter in the previous year, the company earned $0.63 earnings per share. On average, equities research analysts predict that BILL will post 0.12 EPS for the current fiscal year.

Insider Buying and Selling

In other BILL news, SVP Germaine Cota sold 1,104 shares of BILL stock in a transaction on Tuesday, December 2nd. The stock was sold at an average price of $51.23, for a total transaction of $56,557.92. Following the completion of the transaction, the senior vice president owned 10,812 shares in the company, valued at approximately $553,898.76. The trade was a 9.26% decrease in their ownership of the stock. The sale was disclosed in a filing with the Securities & Exchange Commission, which can be accessed through this hyperlink. Corporate insiders own 13.20% of the company’s stock.

Institutional Inflows and Outflows

A number of large investors have recently added to or reduced their stakes in the business. Caitong International Asset Management Co. Ltd grew its stake in BILL by 972.0% during the third quarter. Caitong International Asset Management Co. Ltd now owns 536 shares of the company’s stock valued at $28,000 after acquiring an additional 486 shares in the last quarter. Tower Research Capital LLC TRC grew its holdings in shares of BILL by 43.5% in the second quarter. Tower Research Capital LLC TRC now owns 3,469 shares of the company’s stock valued at $160,000 after purchasing an additional 1,052 shares in the last quarter. Quarry LP bought a new stake in shares of BILL in the 3rd quarter worth about $199,000. Creative Planning purchased a new stake in shares of BILL during the 3rd quarter valued at about $261,000. Finally, Sender Co & Partners Inc. purchased a new stake in shares of BILL during the 2nd quarter valued at about $241,000. 97.99% of the stock is owned by hedge funds and other institutional investors.

About BILL

BILL Holdings, Inc provides financial automation software for small and midsize businesses worldwide. The company provides software-as-a-service, cloud-based payments, and spend management products, which allow users to automate accounts payable and accounts receivable transactions, as well as enable users to connect with their suppliers and/or customers to do business, eliminate expense reports, manage cash flows, and improve office efficiency. It also offers onboarding implementation support, and ongoing support and training services.