Analyzing Thomasville Bancshares (THVB) & Its Competitors

Institutional & Insider Ownership

50.4% of shares of all “BANKS – SOUTHEAST” companies are held by institutional investors. 12.5% of shares of all “BANKS – SOUTHEAST” companies are held by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company is poised for long-term growth.

Profitability

This table compares Thomasville Bancshares and its competitors’ net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Thomasville Bancshares	N/A	N/A	N/A
Thomasville Bancshares Competitors	15.91%	9.60%	1.05%

Earnings & Valuation

This table compares Thomasville Bancshares and its competitors top-line revenue, earnings per share and valuation.

	Gross Revenue	Net Income	Price/Earnings Ratio
Thomasville Bancshares	$137.59 million	$39.27 million	14.42
Thomasville Bancshares Competitors	$846.46 million	$151.25 million	13.93

Thomasville Bancshares’ competitors have higher revenue and earnings than Thomasville Bancshares. Thomasville Bancshares is trading at a higher price-to-earnings ratio than its competitors, indicating that it is currently more expensive than other companies in its industry.

Risk & Volatility

Thomasville Bancshares has a beta of 0.19, indicating that its share price is 81% less volatile than the S&P 500. Comparatively, Thomasville Bancshares’ competitors have a beta of 0.57, indicating that their average share price is 43% less volatile than the S&P 500.

Dividends

Thomasville Bancshares pays an annual dividend of $2.90 per share and has a dividend yield of 2.9%. Thomasville Bancshares pays out 42.3% of its earnings in the form of a dividend. As a group, “BANKS – SOUTHEAST” companies pay a dividend yield of 2.0% and pay out 24.8% of their earnings in the form of a dividend.

Summary

Thomasville Bancshares competitors beat Thomasville Bancshares on 9 of the 11 factors compared.

Thomasville Bancshares Company Profile

Thomasville Bancshares, Inc. operates as the bank holding company for Thomasville National Bank that provides a range of banking services to individual and corporate customers primarily in Thomas and Glynn counties, Georgia, Leon County, Florida, and the surrounding counties. The company offers checking and savings accounts; money market accounts; and certificates of deposits. It also provides commercial real estate mortgage loans, such as non-farm and non-residential commercial real estate loans, construction loans for commercial businesses, multifamily loans secured by income producing properties, and farmland; and 1-4 family residential loans, including first mortgage liens, junior liens, and home equity lines. In addition, the company offers commercial, financial, and agricultural loans; consumer loans comprising direct consumer instalment loans, overdrafts, and other revolving credit loans and educational loans; and loans to municipalities and development authorities. Further, it provides trust and money management services. The company was incorporated in 1995 and is based in Thomasville, Georgia.