Mastercard (NYSE:MA) Price Target Lowered to $655.00 at JPMorgan Chase & Co.

Mastercard (NYSE:MA) had its target price cut by equities researchers at JPMorgan Chase & Co. from $685.00 to $655.00 in a note issued to investors on Friday,Benzinga reports. The brokerage presently has an “overweight” rating on the credit services provider’s stock. JPMorgan Chase & Co.‘s price target indicates a potential upside of 21.61% from the company’s previous close.

A number of other equities analysts also recently commented on MA. Robert W. Baird lifted their target price on shares of Mastercard from $640.00 to $660.00 and gave the stock an “outperform” rating in a research note on Monday, October 6th. Tigress Financial raised their price objective on shares of Mastercard from $685.00 to $730.00 and gave the company a “strong-buy” rating in a research note on Thursday, November 6th. Redburn Partners set a $685.00 price target on shares of Mastercard in a research report on Wednesday. Wall Street Zen downgraded Mastercard from a “buy” rating to a “hold” rating in a report on Sunday, December 14th. Finally, Raymond James Financial lowered their price objective on shares of Mastercard from $707.00 to $631.00 and set an “outperform” rating on the stock in a research note on Thursday. Five equities research analysts have rated the stock with a Strong Buy rating, twenty-one have issued a Buy rating and two have issued a Hold rating to the stock. Based on data from MarketBeat, Mastercard currently has an average rating of “Buy” and an average price target of $666.37.

Mastercard Trading Down 0.9%

MA stock traded down $5.11 during midday trading on Friday, reaching $538.62. The company’s stock had a trading volume of 4,306,724 shares, compared to its average volume of 4,343,231. Mastercard has a 1 year low of $465.59 and a 1 year high of $601.77. The firm has a market capitalization of $483.68 billion, a price-to-earnings ratio of 34.44, a PEG ratio of 1.76 and a beta of 0.86. The stock has a fifty day simple moving average of $554.59 and a two-hundred day simple moving average of $564.43. The company has a debt-to-equity ratio of 2.40, a quick ratio of 1.12 and a current ratio of 1.12.

Mastercard (NYSE:MA) last issued its quarterly earnings data on Thursday, January 29th. The credit services provider reported $4.76 earnings per share for the quarter, topping analysts’ consensus estimates of $4.24 by $0.52. The firm had revenue of $8.81 billion during the quarter, compared to analysts’ expectations of $8.80 billion. Mastercard had a return on equity of 202.03% and a net margin of 45.28%.The firm’s quarterly revenue was up 17.5% on a year-over-year basis. During the same period in the prior year, the business posted $3.82 EPS. On average, equities research analysts predict that Mastercard will post 15.91 EPS for the current year.

Institutional Trading of Mastercard

Several hedge funds have recently made changes to their positions in MA. LGT Financial Advisors LLC purchased a new position in shares of Mastercard during the 2nd quarter worth about $25,000. Evolution Wealth Management Inc. acquired a new position in shares of Mastercard during the second quarter valued at approximately $29,000. IMG Wealth Management Inc. acquired a new stake in shares of Mastercard in the 2nd quarter worth $31,000. Robbins Farley increased its holdings in Mastercard by 50.0% in the 3rd quarter. Robbins Farley now owns 54 shares of the credit services provider’s stock valued at $31,000 after purchasing an additional 18 shares during the last quarter. Finally, Tacita Capital Inc increased its position in shares of Mastercard by 50.0% during the third quarter. Tacita Capital Inc now owns 57 shares of the credit services provider’s stock worth $32,000 after acquiring an additional 19 shares during the period. 97.28% of the stock is currently owned by institutional investors.

Mastercard News Summary

Here are the key news stories impacting Mastercard this week:

• Positive Sentiment: Multiple analyst upgrades and higher targets boost forward upside expectations — Macquarie raised its target to $675 (outperform), TD Cowen nudged its target to $671 (buy), and RBC reaffirmed an outperform at $656. These raise consensus upside and support medium‑term bullish sentiment. Analyst Target Coverage
• Positive Sentiment: Q4 earnings beat on both EPS and revenue, driven by strong consumer spending, cross‑border transactions and growth in cybersecurity/value‑added services — proof that underlying transaction volumes and higher‑margin services remain healthy. Earnings Transcript
• Positive Sentiment: Management is pushing into new payment rails (agentic commerce, stablecoins) and higher‑value services — a strategic path that can expand addressable revenue beyond traditional card GDP growth. Strategy Article
• Neutral Sentiment: Post‑earnings materials and call transcripts are available for deeper metric checks (GDV, cross‑border mix, margin trends); investors are parsing slides and guidance to model FY26. Press Release / Slide Deck
• Negative Sentiment: Mastercard announced a ~4% reduction in full‑time headcount after a business review — cost savings support margins but layoffs can be perceived negatively by markets and may weigh on sentiment. Layoff Report
• Negative Sentiment: Some commentary flags sector/valuation risks and isolated PR/marketing criticisms (reverse‑ATM stunt risk, product reviews); with MA trading at a premium multiple, investors may be taking profits and clipping exposure after the rally. Criticism Article

Mastercard Company Profile

Mastercard Incorporated is a global payments technology company that operates a network connecting consumers, financial institutions, merchants, governments and businesses in more than 200 countries and territories. The company facilitates electronic payments and transaction processing for credit, debit and prepaid card products carrying the Mastercard brand, while also providing a range of payment-related services to issuers, acquirers and merchants. Its technology and network enable authorization, clearing and settlement of payments and support a broad set of use cases including point-of-sale, e-commerce and mobile payments.

Beyond core transaction processing, Mastercard offers a suite of value-added services such as fraud and risk management, identity and authentication tools, tokenization and digital wallet support, cross-border and commercial payment solutions, and data analytics and consulting services for merchants and financial partners.