Bancorp (NASDAQ:TBBK) Updates Q4 2026 Earnings Guidance

Bancorp (NASDAQ:TBBK) issued an update on its fourth quarter 2026 earnings guidance on Friday morning. The company provided earnings per share (EPS) guidance of 1.750- for the period, compared to the consensus estimate of 1.660. The company issued revenue guidance of -. Bancorp also updated its FY 2026 guidance to 5.900-5.900 EPS.

Analyst Upgrades and Downgrades

Several equities research analysts have recently issued reports on the company. William Blair set a $60.00 price target on Bancorp in a report on Wednesday, January 21st. Weiss Ratings reaffirmed a “hold (c+)” rating on shares of Bancorp in a report on Monday, December 29th. Raymond James Financial reissued a “strong-buy” rating on shares of Bancorp in a research report on Tuesday, January 13th. Finally, Royal Bank Of Canada reissued an “outperform” rating and issued a $57.00 price target on shares of Bancorp in a report on Wednesday, January 21st. One analyst has rated the stock with a Strong Buy rating, five have given a Buy rating and two have assigned a Hold rating to the stock. Based on data from MarketBeat.com, the company has an average rating of “Moderate Buy” and a consensus price target of $60.20.

Bancorp Trading Down 10.0%

Shares of NASDAQ:TBBK traded down $7.08 during trading on Friday, hitting $63.45. 535,169 shares of the company’s stock were exchanged, compared to its average volume of 601,664. The firm has a 50-day moving average price of $67.96 and a two-hundred day moving average price of $69.82. The company has a current ratio of 0.91, a quick ratio of 0.89 and a debt-to-equity ratio of 0.29. Bancorp has a 1-year low of $40.51 and a 1-year high of $81.65. The firm has a market cap of $2.79 billion, a P/E ratio of 13.27 and a beta of 1.27.

Bancorp (NASDAQ:TBBK) last released its quarterly earnings data on Thursday, January 29th. The bank reported $1.28 earnings per share for the quarter, missing the consensus estimate of $1.46 by ($0.18). Bancorp had a return on equity of 27.97% and a net margin of 26.15%.The firm had revenue of $132.21 million for the quarter, compared to the consensus estimate of $101.10 million. Equities analysts predict that Bancorp will post 5.31 earnings per share for the current year.

Insider Buying and Selling at Bancorp

In related news, CFO Dominic C. Canuso acquired 1,800 shares of the business’s stock in a transaction dated Friday, November 14th. The stock was bought at an average price of $61.24 per share, with a total value of $110,232.00. Following the acquisition, the chief financial officer owned 3,500 shares in the company, valued at $214,340. This represents a 105.88% increase in their position. The purchase was disclosed in a document filed with the Securities & Exchange Commission, which can be accessed through this link. 5.60% of the stock is owned by insiders.

Trending Headlines about Bancorp

Here are the key news stories impacting Bancorp this week:

• Positive Sentiment: Management raised long‑term expectations — FY2027 EPS guidance of 8.25, well above the current consensus of ~6.50, signaling management expects stronger earnings power next fiscal year. (No article link)
• Positive Sentiment: Near-term quarter guidance beat — the company guided Q4 2026 EPS to 1.75, slightly above the ~1.66 consensus, suggesting sequential strength into the quarter. (No article link)
• Positive Sentiment: Operational strength and capital return: Q4 revenue materially exceeded expectations, net interest margin reported at 4.30%, ROE above 30%, continued fintech fee growth, and $150M in share repurchases — all supportive for longer‑term earnings and shareholder value. The Bancorp Reports 4Q 2025 EPS of $1.28…
• Neutral Sentiment: Company provided investor materials (press release, slide deck and conference call) — useful for digging into model drivers (NII, fee growth, credit assumptions) but not an immediate directional catalyst by itself. View Press Release / Slide Deck
• Negative Sentiment: EPS miss: reported Q4 EPS of $1.28 missed the Zacks/consensus $1.46 estimate — the earnings shortfall is a primary reason shares declined. The Bancorp (TBBK) Q4 Earnings and Revenues Lag Estimates
• Negative Sentiment: Lower near‑term outlook: FY2026 EPS guidance was set at 5.90 versus the ~6.46 consensus, implying the company sees slower near‑term growth than analysts expected — a headwind to the stock in the immediate term. (No article link)
• Negative Sentiment: Street reaction to mixed results: multiple outlets flag sales/earnings misses despite some strong metrics, which contributed to negative investor sentiment and selling pressure today. The Bancorp (NASDAQ:TBBK) Reports Sales Below Analyst Estimates In Q4 CY2025 Earnings

Institutional Inflows and Outflows

Institutional investors have recently added to or reduced their stakes in the company. Osaic Holdings Inc. increased its position in Bancorp by 3.7% during the 2nd quarter. Osaic Holdings Inc. now owns 5,586 shares of the bank’s stock worth $318,000 after purchasing an additional 197 shares in the last quarter. California State Teachers Retirement System grew its position in shares of Bancorp by 0.6% in the 2nd quarter. California State Teachers Retirement System now owns 42,929 shares of the bank’s stock valued at $2,446,000 after buying an additional 253 shares during the last quarter. MIRAE ASSET GLOBAL ETFS HOLDINGS Ltd. boosted its holdings in Bancorp by 1.9% in the first quarter. MIRAE ASSET GLOBAL ETFS HOLDINGS Ltd. now owns 27,183 shares of the bank’s stock valued at $1,436,000 after acquiring an additional 518 shares during the last quarter. Natixis Advisors LLC increased its position in shares of Bancorp by 1.9% during the third quarter. Natixis Advisors LLC now owns 30,275 shares of the bank’s stock worth $2,267,000 after buying an additional 575 shares during the period. Finally, Northwestern Mutual Wealth Management Co. grew its holdings in Bancorp by 732.2% during the 3rd quarter. Northwestern Mutual Wealth Management Co. now owns 749 shares of the bank’s stock worth $56,000 after acquiring an additional 659 shares during the period. 96.22% of the stock is currently owned by institutional investors and hedge funds.

Bancorp Company Profile

The Bancorp, Inc (NASDAQ: TBBK) is a Delaware-chartered bank holding company that provides a range of banking and financial services to individuals, businesses, and financial institutions across the United States. Through its subsidiary, The Bancorp Bank, the company offers FDIC-insured deposit accounts, cash management solutions and specialized lending products. Its business model focuses on partnering with fintech firms, asset managers and payment processors to deliver integrated banking-as-a-service (BaaS) capabilities.

The company’s product suite includes interest-bearing and non-interest-bearing checking accounts, money market accounts, certificates of deposit and debit and credit card services.