Origin Bancorp (NYSE:OBK) Reaches New 12-Month High After Strong Earnings

Origin Bancorp, Inc. (NYSE:OBK) shares hit a new 52-week high on Thursday after the company announced better than expected quarterly earnings. The stock traded as high as $43.24 and last traded at $41.85, with a volume of 80268 shares changing hands. The stock had previously closed at $40.73.

The company reported $0.95 earnings per share for the quarter, beating the consensus estimate of $0.88 by $0.07. The company had revenue of $94.00 million during the quarter. Origin Bancorp had a net margin of 10.23% and a return on equity of 5.05%.

Origin Bancorp Announces Dividend

The business also recently disclosed a quarterly dividend, which will be paid on Friday, February 27th. Shareholders of record on Friday, February 13th will be issued a $0.15 dividend. This represents a $0.60 annualized dividend and a dividend yield of 1.4%. The ex-dividend date is Friday, February 13th. Origin Bancorp’s payout ratio is currently 31.41%.

Key Origin Bancorp News

Here are the key news stories impacting Origin Bancorp this week:

• Positive Sentiment: Q4 earnings beat and solid quarter — Origin reported $0.95 EPS vs. $0.88 consensus and net income of $29.5M; ROAA ran 1.19% for the quarter (above management’s near‑term target) and revenue was roughly in line with coverage. This is the primary driver of the positive market reaction. Earnings Press Release
• Positive Sentiment: Dividend maintained — Board declared a $0.15 quarterly cash dividend (payable Feb 27; record Feb 13), supporting the stock’s income profile (annualized yield ~1.5%). Dividend Release
• Positive Sentiment: Share repurchases and improved book value — Company repurchased ~49k shares in Q4 (451k YTD) and reported book value per share of $40.28, signaling capital support and buyback activity that can underpin the share price. Earnings/Buyback Details
• Positive Sentiment: Insider buying — Multiple insider purchases were reported recently, which investors often view as a positive signal of management conviction. QuiverQuant Summary
• Neutral Sentiment: Analyst action and coverage — Zacks moved its rating from “strong sell” to “hold,” and coverage notes/analyst targets (median ~$42.50) are being updated; modest analyst support but not a consensus upgrade to buy. Zacks
• Negative Sentiment: Noninterest income weakness and quarter-to-quarter variability — Noninterest income fell materially q/q (swap fees, fair‑value items), which reduces revenue diversification and adds volatility to quarterly results. Earnings Press Release
• Negative Sentiment: Credit / provision noise from prior events — Q4 provision was low ($3.2M) after a very large linked‑quarter provision tied to borrower fraud (Tricolor) and questioned banker activity; this creates earnings volatility and a reminder of credit risk. Earnings Press Release
• Negative Sentiment: Rising short interest — Short interest rose ~20% in January to ~374k shares (≈1.3% of shares outstanding), which can add selling pressure or increase volatility on mixed news days.

Wall Street Analysts Forecast Growth

Several analysts have recently issued reports on OBK shares. Zacks Research raised Origin Bancorp from a “strong sell” rating to a “hold” rating in a report on Monday. Piper Sandler lifted their target price on Origin Bancorp from $42.00 to $43.00 and gave the stock an “overweight” rating in a report on Monday, October 27th. DA Davidson assumed coverage on shares of Origin Bancorp in a research report on Tuesday, November 25th. They set a “buy” rating and a $42.00 price target on the stock. Weiss Ratings reaffirmed a “hold (c)” rating on shares of Origin Bancorp in a research note on Thursday, January 22nd. Finally, Wall Street Zen upgraded shares of Origin Bancorp from a “sell” rating to a “hold” rating in a report on Saturday, November 8th. Five equities research analysts have rated the stock with a Buy rating and two have issued a Hold rating to the company’s stock. According to MarketBeat, Origin Bancorp has a consensus rating of “Moderate Buy” and a consensus price target of $42.80.

Insider Buying and Selling at Origin Bancorp

In related news, Director Cecil W. Jones bought 8,500 shares of the business’s stock in a transaction that occurred on Tuesday, November 4th. The stock was bought at an average cost of $34.71 per share, for a total transaction of $295,035.00. Following the completion of the transaction, the director owned 12,709 shares of the company’s stock, valued at approximately $441,129.39. The trade was a 201.95% increase in their ownership of the stock. The transaction was disclosed in a filing with the Securities & Exchange Commission, which is available through this hyperlink. Company insiders own 6.39% of the company’s stock.

Institutional Inflows and Outflows

A number of hedge funds have recently bought and sold shares of OBK. Vanguard Group Inc. grew its stake in Origin Bancorp by 2.2% in the fourth quarter. Vanguard Group Inc. now owns 1,753,530 shares of the company’s stock worth $65,950,000 after purchasing an additional 37,050 shares during the period. Dimensional Fund Advisors LP increased its stake in shares of Origin Bancorp by 2.4% during the third quarter. Dimensional Fund Advisors LP now owns 1,359,580 shares of the company’s stock valued at $46,933,000 after purchasing an additional 31,267 shares in the last quarter. Tributary Capital Management LLC lifted its holdings in shares of Origin Bancorp by 92.5% during the third quarter. Tributary Capital Management LLC now owns 790,234 shares of the company’s stock valued at $27,279,000 after purchasing an additional 379,716 shares during the last quarter. American Century Companies Inc. grew its stake in shares of Origin Bancorp by 0.9% in the 2nd quarter. American Century Companies Inc. now owns 680,970 shares of the company’s stock worth $24,338,000 after buying an additional 6,377 shares during the last quarter. Finally, Goldman Sachs Group Inc. increased its position in Origin Bancorp by 3.2% during the 1st quarter. Goldman Sachs Group Inc. now owns 653,589 shares of the company’s stock valued at $22,660,000 after buying an additional 20,146 shares in the last quarter. Hedge funds and other institutional investors own 54.68% of the company’s stock.

Origin Bancorp Price Performance

The company has a debt-to-equity ratio of 0.08, a quick ratio of 0.97 and a current ratio of 0.97. The business’s 50 day simple moving average is $38.56. The company has a market cap of $1.29 billion, a price-to-earnings ratio of 21.91 and a beta of 0.74.

About Origin Bancorp

Origin Bancorp, Inc (NYSE: OBK) is a bank holding company based in Atlanta, Georgia, and is the parent of Origin Bank, a full-service commercial banking franchise. The company provides a broad range of financial products and services to individuals, small and middle-market businesses, and institutional clients across the southeastern United States.

Through Origin Bank, the company offers a variety of deposit products, including checking and savings accounts, money market accounts, and certificates of deposit.