Hilltop (NYSE:HTH) Posts Earnings Results, Beats Expectations By $0.23 EPS

Hilltop (NYSE:HTH) posted its earnings results on Thursday. The financial services provider reported $0.69 EPS for the quarter, beating the consensus estimate of $0.46 by $0.23, FiscalAI reports. The company had revenue of $217.40 million for the quarter, compared to the consensus estimate of $300.15 million. Hilltop had a return on equity of 7.18% and a net margin of 9.86%.

Hilltop Stock Up 0.7%

HTH opened at $36.69 on Friday. The stock has a market capitalization of $2.25 billion, a price-to-earnings ratio of 14.62 and a beta of 0.91. Hilltop has a twelve month low of $27.35 and a twelve month high of $37.30. The company has a 50-day simple moving average of $34.95 and a 200 day simple moving average of $33.54.

More Hilltop News

Here are the key news stories impacting Hilltop this week:

• Positive Sentiment: Q4 EPS topped estimates — Hilltop reported $0.69 EPS vs. Street estimates around $0.44–$0.46, driven by higher income attributable to common shareholders and improved margins. Hilltop Holdings (NYSE:HTH) Beats Expectations in Strong Q4 CY2025
• Positive Sentiment: Company highlights and capital return action — Management released a detailed press release showing solid full-year results and announced boosted capital returns, which supports shareholder-friendly upside. Hilltop Holdings Inc. Announces Financial Results for Fourth Quarter and Full Year 2025
• Positive Sentiment: Coverage and market commentary emphasize stronger profitability — Multiple write-ups (TipRanks, Zacks) flagged Hilltop’s improved returns and momentum qualities after the print, supporting buying interest. Hilltop Holdings posts strong Q4 2025 earnings and returns
• Neutral Sentiment: Momentum/style narrative — Zacks highlights HTH as a momentum/style pick, which can attract trend-following flows but is less tied to fundamentals. Here’s Why Hilltop Holdings (HTH) is a Strong Momentum Stock
• Negative Sentiment: Revenue missed consensus — Revenue for Q4 was ~$217.4M vs. analyst estimates near $300M, which could concern growth-focused investors and limit multiple expansion. Press Release / Detailed Results

Analyst Ratings Changes

A number of brokerages have recently issued reports on HTH. Weiss Ratings reissued a “buy (b)” rating on shares of Hilltop in a research report on Thursday, January 22nd. Zacks Research upgraded shares of Hilltop from a “hold” rating to a “strong-buy” rating in a research note on Friday, January 16th. Finally, Stephens boosted their price objective on shares of Hilltop from $35.00 to $36.00 and gave the company an “equal weight” rating in a report on Monday, October 27th. One equities research analyst has rated the stock with a Strong Buy rating, one has issued a Buy rating and three have issued a Hold rating to the company. Based on data from MarketBeat, Hilltop currently has an average rating of “Moderate Buy” and an average target price of $34.00.

Insider Buying and Selling

In other Hilltop news, CAO Keith E. Bornemann sold 2,200 shares of the business’s stock in a transaction that occurred on Tuesday, November 25th. The shares were sold at an average price of $35.00, for a total transaction of $77,000.00. Following the completion of the transaction, the chief accounting officer directly owned 8,692 shares in the company, valued at $304,220. The trade was a 20.20% decrease in their ownership of the stock. The sale was disclosed in a document filed with the Securities & Exchange Commission, which is available at this link. 29.90% of the stock is currently owned by corporate insiders.

Hedge Funds Weigh In On Hilltop

Several institutional investors and hedge funds have recently added to or reduced their stakes in HTH. Ameriprise Financial Inc. grew its stake in shares of Hilltop by 0.8% during the second quarter. Ameriprise Financial Inc. now owns 870,474 shares of the financial services provider’s stock worth $26,419,000 after buying an additional 7,302 shares during the last quarter. Goldman Sachs Group Inc. boosted its holdings in shares of Hilltop by 32.0% during the 1st quarter. Goldman Sachs Group Inc. now owns 796,277 shares of the financial services provider’s stock valued at $24,247,000 after acquiring an additional 192,991 shares in the last quarter. Millennium Management LLC grew its position in Hilltop by 3.7% during the 3rd quarter. Millennium Management LLC now owns 762,326 shares of the financial services provider’s stock worth $25,477,000 after acquiring an additional 27,203 shares during the last quarter. Jacobs Levy Equity Management Inc. grew its position in Hilltop by 37.5% during the 3rd quarter. Jacobs Levy Equity Management Inc. now owns 711,802 shares of the financial services provider’s stock worth $23,788,000 after acquiring an additional 194,287 shares during the last quarter. Finally, UBS Group AG increased its holdings in Hilltop by 42.3% in the 3rd quarter. UBS Group AG now owns 647,003 shares of the financial services provider’s stock worth $21,623,000 after purchasing an additional 192,439 shares in the last quarter. Institutional investors own 57.13% of the company’s stock.

About Hilltop

Hilltop Holdings, Inc (NYSE: HTH) is a Dallas, Texas–based financial holding company offering commercial banking, mortgage lending and capital markets services through its three primary subsidiaries: PlainsCapital Corporation, PrimeLending and HilltopSecurities. PlainsCapital provides deposit, lending and treasury management solutions to small and mid-sized businesses, professionals and individuals. PrimeLending specializes in home purchase and refinance loans, serving retail, wholesale and correspondent channels.