Greatmark Investment Partners Inc. Raises Stock Position in PayPal Holdings, Inc. $PYPL

Greatmark Investment Partners Inc. grew its holdings in PayPal Holdings, Inc. (NASDAQ:PYPL) by 4.3% in the 3rd quarter, according to the company in its most recent Form 13F filing with the SEC. The firm owned 316,098 shares of the credit services provider’s stock after purchasing an additional 12,985 shares during the quarter. PayPal accounts for about 2.5% of Greatmark Investment Partners Inc.’s holdings, making the stock its 14th biggest holding. Greatmark Investment Partners Inc.’s holdings in PayPal were worth $21,198,000 as of its most recent SEC filing.

Other institutional investors have also recently made changes to their positions in the company. Hilltop National Bank acquired a new stake in PayPal during the 2nd quarter worth approximately $27,000. MUFG Securities EMEA plc raised its stake in shares of PayPal by 100.4% in the second quarter. MUFG Securities EMEA plc now owns 385 shares of the credit services provider’s stock valued at $29,000 after acquiring an additional 87,524 shares in the last quarter. VSM Wealth Advisory LLC purchased a new position in PayPal in the second quarter valued at $36,000. Total Investment Management Inc. acquired a new position in PayPal during the 2nd quarter worth $38,000. Finally, True Wealth Design LLC increased its holdings in PayPal by 285.3% during the 3rd quarter. True Wealth Design LLC now owns 524 shares of the credit services provider’s stock worth $35,000 after purchasing an additional 388 shares during the period. Institutional investors and hedge funds own 68.32% of the company’s stock.

Wall Street Analyst Weigh In

Several equities analysts have recently issued reports on the company. Dbs Bank decreased their price objective on PayPal from $75.00 to $70.00 and set a “hold” rating for the company in a research note on Thursday, November 13th. Jefferies Financial Group reaffirmed a “hold” rating on shares of PayPal in a report on Wednesday, January 7th. Mizuho lowered their price target on shares of PayPal from $84.00 to $75.00 and set an “outperform” rating for the company in a report on Monday, December 22nd. Morgan Stanley reissued a “negative” rating on shares of PayPal in a research report on Wednesday, October 29th. Finally, Piper Sandler decreased their price objective on shares of PayPal from $76.00 to $74.00 and set a “neutral” rating for the company in a research report on Wednesday, January 14th. Twelve equities research analysts have rated the stock with a Buy rating, twenty-four have given a Hold rating and four have issued a Sell rating to the stock. According to data from MarketBeat.com, the company presently has an average rating of “Hold” and an average target price of $75.84.

PayPal News Roundup

Here are the key news stories impacting PayPal this week:

• Positive Sentiment: PayPal agreed to acquire Cymbio to accelerate agentic commerce and multichannel AI-driven selling for merchants — a clear strategic move to deepen merchant-facing AI capabilities. Article Title
• Positive Sentiment: Coverage and trade reaction note the Cymbio deal and related AI-commerce angle as a growth catalyst that could help monetize AI shopping integrations. Article Title
• Positive Sentiment: PayPal is reported to have partnered with OpenAI and applied to become a bank — moves that, if approved and executed well, expand product reach (AI experiences and deposit/credit capability). Article Title
• Neutral Sentiment: Investor attention is elevated (Zacks highlights PYPL among most-searched stocks), which can amplify moves in either direction as news flow continues. Article Title
• Neutral Sentiment: Commentary pieces note PayPal’s stablecoin and broader strategy could allow survival without dominance in every area—useful context but not an immediate catalyst. Article Title
• Negative Sentiment: Morgan Stanley reiterated a Sell rating and $51 price target, arguing AI and agentic commerce efforts won’t fully offset structural headwinds — a direct bearish analyst signal. Article Title
• Negative Sentiment: Opinion/downgrade pieces question whether PayPal can recover its former growth trajectory, framing the stock as potentially a value trap despite low valuation metrics. Article Title
• Negative Sentiment: Technical and price-action stories note PYPL has lost key support levels and has declined sharply over the past year — fueling momentum selling and caution among investors. Article Title

PayPal Stock Down 0.9%

PYPL stock opened at $56.62 on Friday. The stock has a market cap of $52.98 billion, a P/E ratio of 11.35, a PEG ratio of 0.70 and a beta of 1.42. The company has a current ratio of 1.34, a quick ratio of 1.34 and a debt-to-equity ratio of 0.56. PayPal Holdings, Inc. has a twelve month low of $55.01 and a twelve month high of $90.93. The company’s 50 day moving average is $59.62 and its two-hundred day moving average is $66.12.

PayPal (NASDAQ:PYPL) last posted its earnings results on Tuesday, October 28th. The credit services provider reported $1.34 EPS for the quarter, beating analysts’ consensus estimates of $1.20 by $0.14. PayPal had a net margin of 14.96% and a return on equity of 25.64%. The firm had revenue of $8.42 billion for the quarter, compared to the consensus estimate of $8.21 billion. During the same period last year, the firm posted $1.20 EPS. The company’s revenue was up 7.3% on a year-over-year basis. PayPal has set its Q4 2025 guidance at 1.270-1.310 EPS and its FY 2025 guidance at 5.350-5.390 EPS. Research analysts expect that PayPal Holdings, Inc. will post 5.03 earnings per share for the current fiscal year.

PayPal Dividend Announcement

The company also recently announced a quarterly dividend, which was paid on Wednesday, December 10th. Stockholders of record on Wednesday, November 19th were given a dividend of $0.14 per share. The ex-dividend date was Wednesday, November 19th. This represents a $0.56 dividend on an annualized basis and a dividend yield of 1.0%. PayPal’s payout ratio is 11.22%.

Insider Transactions at PayPal

In other PayPal news, EVP Aaron Webster sold 9,282 shares of the business’s stock in a transaction that occurred on Monday, November 10th. The stock was sold at an average price of $66.29, for a total value of $615,303.78. Following the completion of the sale, the executive vice president owned 35,699 shares in the company, valued at approximately $2,366,486.71. The trade was a 20.64% decrease in their ownership of the stock. The sale was disclosed in a filing with the Securities & Exchange Commission, which can be accessed through this hyperlink. Also, insider Suzan Kereere sold 4,162 shares of the stock in a transaction that occurred on Wednesday, November 19th. The shares were sold at an average price of $59.84, for a total value of $249,054.08. Following the completion of the sale, the insider directly owned 30,983 shares of the company’s stock, valued at $1,854,022.72. The trade was a 11.84% decrease in their ownership of the stock. Additional details regarding this sale are available in the official SEC disclosure. Insiders sold a total of 36,156 shares of company stock valued at $2,432,524 over the last quarter. Company insiders own 0.08% of the company’s stock.

About PayPal

PayPal Holdings, Inc operates a global digital payments platform that enables consumers and merchants to send and receive payments online, on mobile devices and at the point of sale. The company provides a broad set of payment solutions, including a digital wallet, merchant payment processing, checkout services, invoicing and fraud-management tools. PayPal’s platform is designed to support e-commerce, in-person retail and person-to-person transfers, targeting both individual consumers and businesses of varying sizes.

Key products and services in PayPal’s portfolio include the PayPal wallet and checkout ecosystem, the Venmo peer-to-peer mobile app, Braintree’s developer-focused payment gateway, Xoom for international money transfers, and PayPal Credit and buy-now-pay-later options.