Capital One Financial Corporation (NYSE:COF) Given Consensus Recommendation of “Moderate Buy” by Analysts

Capital One Financial Corporation (NYSE:COF) has been assigned a consensus rating of “Moderate Buy” from the twenty-three research firms that are currently covering the firm, MarketBeat Ratings reports. Six analysts have rated the stock with a hold rating, sixteen have issued a buy rating and one has issued a strong buy rating on the company. The average 1-year price target among analysts that have issued ratings on the stock in the last year is $280.00.

Several brokerages have recently weighed in on COF. Citigroup increased their target price on shares of Capital One Financial from $290.00 to $310.00 and gave the company a “buy” rating in a research note on Wednesday, December 31st. Weiss Ratings reiterated a “hold (c)” rating on shares of Capital One Financial in a report on Monday, December 29th. Barclays raised their price objective on shares of Capital One Financial from $271.00 to $294.00 and gave the stock an “overweight” rating in a research note on Tuesday, January 6th. Keefe, Bruyette & Woods boosted their target price on Capital One Financial from $260.00 to $290.00 and gave the company an “outperform” rating in a research report on Friday, January 2nd. Finally, Royal Bank Of Canada reaffirmed a “sector perform” rating and set a $275.00 target price on shares of Capital One Financial in a research note on Monday, January 12th.

Trending Headlines about Capital One Financial

Here are the key news stories impacting Capital One Financial this week:

• Positive Sentiment: Acquisition of Brex for $5.15B — Capital One agreed to acquire Brex in a cash-and-stock deal that gives COF access to Brex’s corporate-card, expense-management and AI-native finance tools; the transaction is expected to close mid-year and frames the move as strategic expansion into higher-growth fintech services. Capital One to Acquire Brex
• Positive Sentiment: Revenue slightly beat estimates — Q4 revenue of $15.62B came in above consensus, signaling continued top-line resilience even as loan/credit dynamics shift; that helped investor focus on growth opportunities rather than the EPS miss. Here’s What Key Metrics Tell Us About Capital One (COF) Q4 Earnings
• Neutral Sentiment: Year‑end credit metrics published — Capital One released detailed credit-quality data for December, which investors will parse for signs of deterioration or improvement; no dramatic surprises were highlighted at first glance. Capital One Reports Year-End 2025 Credit Quality Metrics
• Neutral Sentiment: Depositor lawsuit nearing resolution — Reports say Capital One is closer to settling a depositor suit for roughly $425M, which would remove an overhang but is a one‑time charge rather than an ongoing-business change. Capital One Closer to Ending Depositor Lawsuit With $425M Settlement Deal
• Negative Sentiment: Q4 EPS missed estimates — Adjusted EPS of $3.86 missed consensus (~$4.07/$4.12), which pressured the near‑term earnings narrative and explains some analyst and sell‑side caution. Capital One (COF) Lags Q4 Earnings Estimates
• Negative Sentiment: Analyst target cut — HSBC trimmed its price target to $226, signaling some analyst skepticism on near-term earnings power and valuation after the print. HSBC Lowers Capital One Financial (NYSE:COF) Price Target to $226.00
• Negative Sentiment: Regulatory risk — Continued political discussion of a 10% credit‑card APR cap remains a downside risk for card issuers’ margins; analysts have flagged Capital One as vulnerable if such limits were enacted. Trump’s 10% Credit Card APR Cap Looms Over Capital One Ahead Of Q4

Insiders Place Their Bets

In other news, insider Frank G. LapradeIii sold 17,840 shares of Capital One Financial stock in a transaction on Thursday, November 13th. The stock was sold at an average price of $222.03, for a total transaction of $3,961,015.20. Following the completion of the sale, the insider directly owned 48,315 shares in the company, valued at approximately $10,727,379.45. This trade represents a 26.97% decrease in their ownership of the stock. The transaction was disclosed in a document filed with the Securities & Exchange Commission, which can be accessed through this link. Also, insider Ravi Raghu sold 13,450 shares of the business’s stock in a transaction on Monday, January 5th. The shares were sold at an average price of $250.00, for a total transaction of $3,362,500.00. Following the sale, the insider directly owned 30,337 shares of the company’s stock, valued at $7,584,250. This represents a 30.72% decrease in their ownership of the stock. Additional details regarding this sale are available in the official SEC disclosure. Over the last 90 days, insiders have sold 298,895 shares of company stock valued at $67,111,541. Insiders own 1.26% of the company’s stock.

Hedge Funds Weigh In On Capital One Financial

A number of hedge funds have recently added to or reduced their stakes in the stock. Moisand Fitzgerald Tamayo LLC boosted its holdings in shares of Capital One Financial by 103.3% in the second quarter. Moisand Fitzgerald Tamayo LLC now owns 122 shares of the financial services provider’s stock valued at $26,000 after purchasing an additional 62 shares during the period. Olistico Wealth LLC lifted its holdings in shares of Capital One Financial by 439.1% in the 2nd quarter. Olistico Wealth LLC now owns 124 shares of the financial services provider’s stock worth $26,000 after buying an additional 101 shares during the period. Atlantic Edge Private Wealth Management LLC grew its position in shares of Capital One Financial by 66.7% during the 2nd quarter. Atlantic Edge Private Wealth Management LLC now owns 125 shares of the financial services provider’s stock worth $27,000 after buying an additional 50 shares in the last quarter. RMG Wealth Management LLC bought a new position in shares of Capital One Financial during the 2nd quarter worth $27,000. Finally, Solstein Capital LLC purchased a new position in shares of Capital One Financial during the second quarter valued at $28,000. 89.84% of the stock is currently owned by institutional investors.

Capital One Financial Price Performance

Shares of Capital One Financial stock opened at $235.35 on Friday. The stock has a market cap of $149.62 billion, a price-to-earnings ratio of 99.30, a price-to-earnings-growth ratio of 0.52 and a beta of 1.13. The company has a debt-to-equity ratio of 0.45, a quick ratio of 1.03 and a current ratio of 1.03. The stock has a 50 day moving average price of $233.09 and a 200-day moving average price of $223.33. Capital One Financial has a one year low of $143.22 and a one year high of $259.64.

Capital One Financial (NYSE:COF) last released its quarterly earnings results on Thursday, January 22nd. The financial services provider reported $3.86 earnings per share for the quarter, missing the consensus estimate of $4.14 by ($0.28). The company had revenue of $15.62 billion for the quarter, compared to analysts’ expectations of $15.49 billion. Capital One Financial had a net margin of 2.24% and a return on equity of 10.94%. The business’s quarterly revenue was up 53.3% on a year-over-year basis. During the same quarter in the previous year, the company posted $2.67 EPS. Equities analysts expect that Capital One Financial will post 15.65 EPS for the current year.

Capital One Financial Increases Dividend

The firm also recently disclosed a quarterly dividend, which was paid on Monday, December 1st. Shareholders of record on Monday, November 17th were given a $0.80 dividend. This is a boost from Capital One Financial’s previous quarterly dividend of $0.60. The ex-dividend date of this dividend was Monday, November 17th. This represents a $3.20 annualized dividend and a yield of 1.4%. Capital One Financial’s dividend payout ratio is currently 135.02%.

Capital One Financial Company Profile

Capital One Financial Corporation (NYSE: COF) is a diversified bank holding company headquartered in McLean, Virginia. The company’s core businesses include credit card lending, consumer and commercial banking, and auto finance. Capital One issues a wide range of credit card products for consumers and small businesses, and it operates deposit and digital banking services aimed at retail customers and small to midsize enterprises.

Products and services include credit and charge cards, checking and savings accounts (including the online-focused Capital One 360 platform), auto loans, and commercial lending solutions.