F.N.B. Corporation (NYSE:FNB) Given Consensus Rating of “Moderate Buy” by Analysts

Shares of F.N.B. Corporation (NYSE:FNB) have been given an average rating of “Moderate Buy” by the six analysts that are covering the firm, MarketBeat Ratings reports. One analyst has rated the stock with a hold rating and five have issued a buy rating on the company. The average 1 year price objective among brokers that have issued a report on the stock in the last year is $19.10.

A number of brokerages have recently commented on FNB. DA Davidson lowered shares of F.N.B. from a “strong-buy” rating to a “hold” rating in a report on Monday, October 20th. Piper Sandler began coverage on shares of F.N.B. in a research report on Wednesday, December 3rd. They issued an “overweight” rating and a $19.00 target price for the company. Truist Financial set a $19.00 price target on F.N.B. in a research report on Tuesday, January 13th. Finally, Weiss Ratings reaffirmed a “buy (b)” rating on shares of F.N.B. in a research note on Monday, December 29th.

Insider Activity at F.N.B.

In related news, insider Gary L. Guerrieri sold 15,000 shares of F.N.B. stock in a transaction on Wednesday, December 10th. The shares were sold at an average price of $17.67, for a total value of $265,050.00. Following the transaction, the insider owned 279,883 shares in the company, valued at $4,945,532.61. This trade represents a 5.09% decrease in their position. The sale was disclosed in a document filed with the Securities & Exchange Commission, which is available through the SEC website. Also, insider James L. Dutey sold 40,000 shares of the company’s stock in a transaction dated Tuesday, December 2nd. The shares were sold at an average price of $16.75, for a total transaction of $670,000.00. Following the sale, the insider owned 49,936 shares of the company’s stock, valued at approximately $836,428. The trade was a 44.48% decrease in their ownership of the stock. The disclosure for this sale is available in the SEC filing. Company insiders own 1.37% of the company’s stock.

Institutional Inflows and Outflows

Large investors have recently modified their holdings of the stock. CoreCap Advisors LLC bought a new stake in shares of F.N.B. in the 4th quarter valued at about $34,000. EverSource Wealth Advisors LLC increased its stake in F.N.B. by 3,723.1% in the 2nd quarter. EverSource Wealth Advisors LLC now owns 2,485 shares of the bank’s stock worth $36,000 after purchasing an additional 2,420 shares during the period. Parallel Advisors LLC lifted its position in F.N.B. by 22.8% in the second quarter. Parallel Advisors LLC now owns 3,802 shares of the bank’s stock valued at $55,000 after purchasing an additional 706 shares during the last quarter. Triumph Capital Management purchased a new stake in shares of F.N.B. during the third quarter valued at approximately $55,000. Finally, Danske Bank A S purchased a new stake in shares of F.N.B. during the third quarter valued at approximately $85,000. Hedge funds and other institutional investors own 79.25% of the company’s stock.

Key F.N.B. News

Here are the key news stories impacting F.N.B. this week:

• Positive Sentiment: Q4 earnings beat consensus: FNB reported $0.50 EPS vs. an analyst consensus near $0.41, driven by higher net interest income, loan growth and lower credit provisions — a core driver for the stock’s uptick. FNB’s Q4 Earnings Beat
• Positive Sentiment: Balance sheet milestone — total assets surpassed $50 billion and full-year metrics showed record revenue and tangible book value growth, supporting capital strength and optionality for capital returns or investment. Press Release
• Positive Sentiment: Management signals prudent capital position — CET1 (~11.4% estimate) and management commentary describe “excess capital,” which may support buybacks/dividends or strategic investments. Seeking Alpha – Excess Capital
• Positive Sentiment: 2026 outlook: management outlined mid-single-digit loan and deposit growth for 2026 — modest but constructive guidance that implies continued organic growth without aggressive risk-taking. MSN – 2026 Guidance
• Neutral Sentiment: Revenue essentially in line: Q4 revenue of $457.78M was roughly flat to the consensus ($457.87M), so EPS beat was more margin/NII-driven than top-line surprise. Yahoo – Q4 In Line
• Neutral Sentiment: Earnings materials available — full earnings slide deck and call transcript published (useful for modeling NII, provision trends and expense trajectory). Earnings Call Transcript Slide Deck
• Negative Sentiment: Modest profitability metrics: ROE in the ~8% range and net margins near ~20% leave room for improvement versus some peers; investors expecting a larger top-line acceleration may be disappointed. MarketBeat – Metrics
• Negative Sentiment: Short interest / market positioning: a short-interest update was published — monitor for any squeezes or positioning that could amplify near-term moves. Short Interest Update

F.N.B. Price Performance

Shares of NYSE FNB opened at $17.78 on Thursday. The stock’s 50-day simple moving average is $17.04 and its two-hundred day simple moving average is $16.29. F.N.B. has a twelve month low of $10.88 and a twelve month high of $17.99. The firm has a market capitalization of $6.37 billion, a P/E ratio of 11.40, a P/E/G ratio of 0.83 and a beta of 0.91. The company has a quick ratio of 0.92, a current ratio of 0.92 and a debt-to-equity ratio of 0.32.

F.N.B. (NYSE:FNB) last issued its quarterly earnings data on Tuesday, January 20th. The bank reported $0.50 EPS for the quarter, topping the consensus estimate of $0.41 by $0.09. The company had revenue of $457.78 million during the quarter, compared to analyst estimates of $457.87 million. F.N.B. had a return on equity of 8.84% and a net margin of 20.98%.During the same quarter in the previous year, the firm earned $0.30 earnings per share. As a group, equities analysts anticipate that F.N.B. will post 1.45 EPS for the current fiscal year.

F.N.B. Announces Dividend

The company also recently announced a quarterly dividend, which was paid on Monday, December 15th. Shareholders of record on Monday, December 1st were paid a $0.12 dividend. The ex-dividend date of this dividend was Monday, December 1st. This represents a $0.48 annualized dividend and a yield of 2.7%. F.N.B.’s dividend payout ratio is currently 34.53%.

F.N.B. Company Profile

F.N.B. Corporation is a bank holding company headquartered in Pittsburgh, Pennsylvania. Through its principal subsidiary, FNB Bank, the company provides a broad range of commercial and consumer financial services. Founded in 1864 as the First National Bank of Pennsylvania, F.N.B. has grown through both organic expansion and strategic acquisitions to become a regional banking franchise.

The company’s main business activities include traditional deposit-taking and lending services, such as checking and savings accounts, mortgages, home equity lines of credit, and consumer and commercial loans.