Customers Bancorp (NYSE:CUBI) Issues Quarterly Earnings Results, Beats Expectations By $0.02 EPS

Customers Bancorp (NYSE:CUBI) announced its earnings results on Thursday. The bank reported $2.06 earnings per share for the quarter, topping analysts’ consensus estimates of $2.04 by $0.02, FiscalAI reports. Customers Bancorp had a net margin of 12.43% and a return on equity of 13.24%. The firm had revenue of $236.90 million during the quarter, compared to analyst estimates of $200.38 million. During the same period in the prior year, the business earned $1.36 EPS.

Customers Bancorp Stock Performance

NYSE CUBI traded up $1.29 during trading on Thursday, reaching $81.49. 455,769 shares of the company’s stock were exchanged, compared to its average volume of 285,003. The company has a debt-to-equity ratio of 0.67, a current ratio of 0.98 and a quick ratio of 0.98. The business has a 50 day moving average price of $72.97 and a 200-day moving average price of $68.42. The stock has a market capitalization of $2.78 billion, a P/E ratio of 16.53 and a beta of 1.61. Customers Bancorp has a fifty-two week low of $40.75 and a fifty-two week high of $82.56.

More Customers Bancorp News

Here are the key news stories impacting Customers Bancorp this week:

• Positive Sentiment: Quarterly beat on both EPS and revenue, plus solid profitability metrics — the main catalyst for the stock rally; investors are likely rewarding stronger-than-expected loan/fee activity and margin performance. View Press Release
• Positive Sentiment: Company-issued Business Wire release provides full-quarter and full-year detail, supporting the market move as management quantifies performance drivers for Q4 and 2025. Customers Bancorp Reports Results for Fourth Quarter and Full Year 2025
• Neutral Sentiment: Analyst/market commentary is weighing in on valuation and expectations — Zacks highlights potential undervaluation using estimate-revision signals, which could attract value-oriented buyers but isn’t immediate price-moving news by itself. Are Investors Undervaluing Customers Bancorp (CUBI) Right Now?
• Neutral Sentiment: Pre-earnings model/metrics coverage from Zacks and Benzinga outlined Wall Street projections and future-earnings scenarios — useful for investors sizing expectations but not a direct catalyst now that results are out. Insights Into Customers Bancorp (CUBI) Q4 A Peek at Customers Bancorp’s Future Earnings
• Neutral Sentiment: Mainstream earnings previews (MSN) flagged CUBI as an earnings-to-watch name ahead of the print — helped raise attention and volume but were informational rather than directional. Earnings to watch: Customers Bancorp (CUBI) reports Q4 results tomorrow

Analysts Set New Price Targets

Several research firms have commented on CUBI. Weiss Ratings restated a “hold (c+)” rating on shares of Customers Bancorp in a research note on Monday, December 29th. Zacks Research lowered shares of Customers Bancorp from a “strong-buy” rating to a “hold” rating in a research report on Friday, December 26th. B. Riley reaffirmed a “buy” rating on shares of Customers Bancorp in a research report on Monday, October 27th. Morgan Stanley began coverage on shares of Customers Bancorp in a research report on Monday, December 8th. They set an “equal weight” rating and a $90.00 price target on the stock. Finally, Hovde Group raised their price objective on Customers Bancorp from $70.00 to $75.00 and gave the company a “market perform” rating in a report on Thursday, October 30th. One research analyst has rated the stock with a Strong Buy rating, four have assigned a Buy rating and six have issued a Hold rating to the company’s stock. According to MarketBeat, the stock currently has a consensus rating of “Moderate Buy” and a consensus target price of $84.80.

Insider Transactions at Customers Bancorp

In related news, Director Bernard Bennett Banks sold 9,000 shares of Customers Bancorp stock in a transaction dated Friday, November 7th. The shares were sold at an average price of $66.93, for a total transaction of $602,370.00. Following the completion of the sale, the director owned 7,524 shares of the company’s stock, valued at approximately $503,581.32. The trade was a 54.47% decrease in their position. The sale was disclosed in a filing with the SEC, which is accessible through the SEC website. Also, CEO Jay S. Sidhu sold 128,185 shares of the business’s stock in a transaction that occurred on Wednesday, December 3rd. The stock was sold at an average price of $69.43, for a total value of $8,899,884.55. Following the sale, the chief executive officer owned 790,031 shares of the company’s stock, valued at approximately $54,851,852.33. This represents a 13.96% decrease in their position. The disclosure for this sale is available in the SEC filing. In the last three months, insiders sold 211,900 shares of company stock worth $14,595,664. 8.69% of the stock is owned by company insiders.

Institutional Investors Weigh In On Customers Bancorp

A number of large investors have recently added to or reduced their stakes in the stock. Caitong International Asset Management Co. Ltd bought a new stake in shares of Customers Bancorp during the third quarter worth $29,000. Jones Financial Companies Lllp bought a new position in shares of Customers Bancorp in the 1st quarter valued at $37,000. Osaic Holdings Inc. boosted its holdings in shares of Customers Bancorp by 24.8% during the 2nd quarter. Osaic Holdings Inc. now owns 2,121 shares of the bank’s stock valued at $124,000 after acquiring an additional 421 shares in the last quarter. Longaeva Partners L.P. bought a new stake in Customers Bancorp during the 3rd quarter worth $136,000. Finally, CIBC Bancorp USA Inc. bought a new stake in Customers Bancorp during the 3rd quarter worth $206,000. Institutional investors and hedge funds own 89.29% of the company’s stock.

About Customers Bancorp

Customers Bancorp, Inc (NYSE: CUBI) is a bank holding company headquartered in Phoenixville, Pennsylvania, and the parent of Customers Bank, a federally chartered institution. The company offers a full suite of commercial and consumer banking services, combining traditional deposit and lending products with modern digital banking platforms. As a publicly traded entity, Customers Bancorp focuses on delivering tailored financial solutions to mid‐market companies, small businesses, professionals and individuals across the United States.

Through its commercial banking division, the company provides term loans, lines of credit, real estate financing, asset‐based lending and treasury management services.