Ally Financial Inc. (NYSE:ALLY) Receives $49.44 Consensus Target Price from Brokerages

Ally Financial Inc. (NYSE:ALLY) has earned a consensus rating of “Moderate Buy” from the seventeen research firms that are presently covering the firm, Marketbeat.com reports. Five research analysts have rated the stock with a hold recommendation and twelve have issued a buy recommendation on the company. The average 12 month price objective among brokers that have updated their coverage on the stock in the last year is $49.4375.

A number of research firms recently commented on ALLY. Evercore ISI upgraded shares of Ally Financial from an “in-line” rating to an “outperform” rating and raised their price objective for the company from $48.00 to $53.00 in a research note on Tuesday, January 6th. TD Cowen reiterated a “buy” rating on shares of Ally Financial in a research report on Thursday, January 8th. BTIG Research restated a “neutral” rating on shares of Ally Financial in a report on Tuesday, January 6th. JPMorgan Chase & Co. lifted their target price on Ally Financial from $43.00 to $48.00 and gave the stock an “overweight” rating in a report on Monday, January 12th. Finally, Morgan Stanley set a $53.00 price target on shares of Ally Financial and gave the company an “overweight” rating in a report on Tuesday, December 16th.

Institutional Investors Weigh In On Ally Financial

Institutional investors and hedge funds have recently modified their holdings of the stock. Norges Bank bought a new position in Ally Financial during the second quarter valued at about $95,897,000. Charles Schwab Investment Management Inc. increased its holdings in shares of Ally Financial by 3.1% during the 2nd quarter. Charles Schwab Investment Management Inc. now owns 2,384,980 shares of the financial services provider’s stock valued at $92,895,000 after acquiring an additional 72,444 shares during the last quarter. Sequoia Financial Advisors LLC increased its holdings in shares of Ally Financial by 19.8% during the 2nd quarter. Sequoia Financial Advisors LLC now owns 7,029 shares of the financial services provider’s stock valued at $274,000 after acquiring an additional 1,163 shares during the last quarter. Acadian Asset Management LLC raised its stake in shares of Ally Financial by 535.4% in the 2nd quarter. Acadian Asset Management LLC now owns 933,988 shares of the financial services provider’s stock valued at $36,372,000 after acquiring an additional 786,985 shares in the last quarter. Finally, 111 Capital acquired a new stake in Ally Financial in the 2nd quarter worth approximately $490,000. 88.76% of the stock is owned by institutional investors and hedge funds.

More Ally Financial News

Here are the key news stories impacting Ally Financial this week:

• Positive Sentiment: Q4 beat — Ally reported EPS of $1.09 vs. ~ $1.02 consensus and revenue of $2.17B (up ~4.8% YoY), supporting near-term earnings momentum. Ally Financial (ALLY) Surpasses Q4 Earnings Estimates
• Positive Sentiment: Accelerated capital returns — Board authorized a $2 billion buyback and declared a $0.30 quarterly dividend (payable Feb 17), which should support EPS and shareholder yield. Ally Financial Takes A More Aggressive Capital Allocation Approach (Downgrade)
• Neutral Sentiment: Detailed metrics and context — Coverage comparing key metrics vs. estimates is available for investors wanting depth on margins, NIM (reported ~3.48%) and credit trends. Ally Financial (ALLY) Q4 Earnings: Taking a Look at Key Metrics Versus Estimates
• Neutral Sentiment: Earnings materials — Full press release, slide deck and call transcript available for walk-throughs of results and management commentary. Ally Financial reports fourth quarter and full year 2025 financial results Ally Financial Inc. (ALLY) Q4 2025 Earnings Call Transcript
• Negative Sentiment: Downgrade and capital adequacy concerns — A sell-side downgrade to “Hold” flagged that the $2B buyback plus aggressive capital allocation raises risk given economic uncertainty; adjusted pro forma CET1 was highlighted at a modest ~8.3%, which could limit flexibility if credit deteriorates. Ally Financial Takes A More Aggressive Capital Allocation Approach (Downgrade)

Ally Financial Price Performance

Shares of ALLY opened at $42.37 on Monday. Ally Financial has a one year low of $29.52 and a one year high of $47.27. The stock’s fifty day moving average is $43.31 and its 200-day moving average is $41.11. The company has a debt-to-equity ratio of 1.31, a quick ratio of 0.92 and a current ratio of 0.92. The firm has a market capitalization of $13.05 billion, a price-to-earnings ratio of 25.52, a price-to-earnings-growth ratio of 0.21 and a beta of 1.17.

Ally Financial (NYSE:ALLY) last announced its earnings results on Wednesday, January 21st. The financial services provider reported $1.09 earnings per share (EPS) for the quarter, beating analysts’ consensus estimates of $1.02 by $0.07. Ally Financial had a net margin of 8.10% and a return on equity of 9.96%. The firm had revenue of $2.17 billion during the quarter, compared to analyst estimates of $2.15 billion. During the same quarter in the prior year, the firm posted $0.78 EPS. Ally Financial’s revenue was up 4.8% compared to the same quarter last year. Equities analysts anticipate that Ally Financial will post 3.57 EPS for the current year.

Ally Financial Dividend Announcement

The firm also recently announced a quarterly dividend, which will be paid on Tuesday, February 17th. Investors of record on Monday, February 2nd will be paid a dividend of $0.30 per share. The ex-dividend date of this dividend is Monday, February 2nd. This represents a $1.20 annualized dividend and a yield of 2.8%. Ally Financial’s dividend payout ratio is currently 72.29%.

Ally Financial announced that its Board of Directors has approved a share repurchase plan on Wednesday, December 10th that authorizes the company to buyback $2.00 billion in shares. This buyback authorization authorizes the financial services provider to reacquire up to 15.3% of its stock through open market purchases. Stock buyback plans are often a sign that the company’s board believes its shares are undervalued.

Ally Financial Company Profile

Ally Financial Inc is a leading digital financial services company headquartered in Detroit, Michigan. The company offers a comprehensive suite of banking, lending, and insurance products designed for retail and commercial customers. Through its online-only platform, Ally Bank provides checking and savings accounts, certificates of deposit, money market accounts, and home mortgages, emphasizing competitive rates and user-friendly mobile and web experiences.

In addition to its banking operations, Ally Financial is a major player in automotive financing and leasing.