USCB Financial (USCB) Expected to Announce Earnings on Thursday

USCB Financial (NASDAQ:USCB) will likely be issuing its Q4 2025 results after the market closes on Thursday, January 22nd. Analysts expect USCB Financial to post earnings of $0.51 per share and revenue of $26.3440 million for the quarter. Parties can find conference call details on the company’s upcoming Q4 2025 earning report page for the latest details on the call scheduled for Friday, January 23, 2026 at 11:00 AM ET.

USCB Financial (NASDAQ:USCB) last released its quarterly earnings results on Thursday, October 23rd. The company reported $0.45 EPS for the quarter, topping the consensus estimate of $0.42 by $0.03. The firm had revenue of $24.99 million during the quarter, compared to analyst estimates of $25.03 million. USCB Financial had a return on equity of 14.36% and a net margin of 20.23%. On average, analysts expect USCB Financial to post $2 EPS for the current fiscal year and $2 EPS for the next fiscal year.

USCB Financial Price Performance

Shares of NASDAQ USCB opened at $19.44 on Tuesday. The company has a debt-to-equity ratio of 0.24, a quick ratio of 0.87 and a current ratio of 0.87. The business has a 50-day simple moving average of $18.56 and a two-hundred day simple moving average of $17.68. The company has a market cap of $352.06 million, a PE ratio of 12.38 and a beta of 0.60. USCB Financial has a fifty-two week low of $15.39 and a fifty-two week high of $20.49.

Wall Street Analyst Weigh In

Several research analysts have recently commented on the company. Weiss Ratings reiterated a “buy (b)” rating on shares of USCB Financial in a report on Monday, December 29th. Zacks Research upgraded USCB Financial from a “hold” rating to a “strong-buy” rating in a research note on Tuesday, December 30th. Two equities research analysts have rated the stock with a Strong Buy rating and three have assigned a Buy rating to the company. Based on data from MarketBeat, the company currently has a consensus rating of “Buy” and an average target price of $22.00.

Insider Buying and Selling at USCB Financial

In other news, Director W Kirk Wycoff sold 82,043 shares of the company’s stock in a transaction dated Wednesday, December 10th. The stock was sold at an average price of $18.56, for a total value of $1,522,718.08. Following the completion of the sale, the director owned 1,895,286 shares of the company’s stock, valued at $35,176,508.16. This represents a 4.15% decrease in their ownership of the stock. The sale was disclosed in a filing with the Securities & Exchange Commission, which is available at this hyperlink. Over the last 90 days, insiders sold 179,623 shares of company stock valued at $3,303,784. Company insiders own 49.50% of the company’s stock.

Hedge Funds Weigh In On USCB Financial

A number of large investors have recently made changes to their positions in the business. Russell Investments Group Ltd. lifted its holdings in shares of USCB Financial by 66.2% in the third quarter. Russell Investments Group Ltd. now owns 2,217 shares of the company’s stock worth $39,000 after acquiring an additional 883 shares during the last quarter. BNP Paribas Financial Markets increased its holdings in USCB Financial by 100.3% during the third quarter. BNP Paribas Financial Markets now owns 3,703 shares of the company’s stock worth $65,000 after buying an additional 1,854 shares during the last quarter. Salzhauer Michael lifted its position in shares of USCB Financial by 8.4% during the 2nd quarter. Salzhauer Michael now owns 31,729 shares of the company’s stock valued at $525,000 after buying an additional 2,460 shares during the last quarter. Barclays PLC raised its position in shares of USCB Financial by 7.0% in the third quarter. Barclays PLC now owns 51,245 shares of the company’s stock valued at $894,000 after purchasing an additional 3,351 shares during the period. Finally, Tower Research Capital LLC TRC grew its position in shares of USCB Financial by 2,081.3% in the second quarter. Tower Research Capital LLC TRC now owns 4,210 shares of the company’s stock valued at $70,000 after purchasing an additional 4,017 shares in the last quarter. Institutional investors and hedge funds own 61.34% of the company’s stock.

USCB Financial Company Profile

USCB Financial (NASDAQ: USCB) is a bank holding company headquartered in Columbia, South Carolina, serving as the parent company of United Security Bank. Established to support community banking in the Midlands region, the company focuses on relationship-driven financial services tailored to both individuals and businesses. As a regional player, USCB Financial emphasizes personalized service through a network of full-service branch offices.

The company’s core business activities include commercial and consumer lending, deposit products and alternative delivery channels.