Ally Financial (ALLY) to Release Quarterly Earnings on Wednesday

Ally Financial (NYSE:ALLY) is expected to be posting its Q4 2025 results before the market opens on Wednesday, January 21st. Analysts expect Ally Financial to post earnings of $1.02 per share and revenue of $2.1471 billion for the quarter. Individuals can check the company’s upcoming Q4 2025 earning summary page for the latest details on the call scheduled for Wednesday, January 21, 2026 at 9:00 AM ET.

Ally Financial (NYSE:ALLY) last issued its earnings results on Friday, October 17th. The financial services provider reported $1.15 earnings per share for the quarter, topping the consensus estimate of $1.01 by $0.14. Ally Financial had a return on equity of 9.96% and a net margin of 8.10%.The firm had revenue of $2.16 billion for the quarter, compared to analyst estimates of $2.12 billion. During the same period last year, the company earned $0.95 earnings per share. The firm’s revenue for the quarter was up 1.5% on a year-over-year basis. On average, analysts expect Ally Financial to post $4 EPS for the current fiscal year and $5 EPS for the next fiscal year.

Ally Financial Stock Performance

Shares of ALLY opened at $43.60 on Tuesday. The firm has a fifty day moving average of $43.21 and a 200-day moving average of $41.09. The company has a market cap of $13.43 billion, a price-to-earnings ratio of 26.27, a price-to-earnings-growth ratio of 0.21 and a beta of 1.17. The company has a debt-to-equity ratio of 1.31, a quick ratio of 0.92 and a current ratio of 0.92. Ally Financial has a 1 year low of $29.52 and a 1 year high of $47.27.

Ally Financial announced that its Board of Directors has authorized a stock buyback plan on Wednesday, December 10th that permits the company to repurchase $2.00 billion in outstanding shares. This repurchase authorization permits the financial services provider to purchase up to 15.3% of its stock through open market purchases. Stock repurchase plans are often an indication that the company’s leadership believes its stock is undervalued.

Insider Buying and Selling at Ally Financial

In related news, insider Kathleen L. Patterson sold 29,000 shares of Ally Financial stock in a transaction on Wednesday, October 22nd. The stock was sold at an average price of $40.86, for a total value of $1,184,940.00. Following the transaction, the insider directly owned 100,203 shares in the company, valued at $4,094,294.58. The trade was a 22.45% decrease in their position. The sale was disclosed in a legal filing with the SEC, which is available through this link. 0.56% of the stock is currently owned by corporate insiders.

Hedge Funds Weigh In On Ally Financial

A number of hedge funds and other institutional investors have recently modified their holdings of ALLY. Larson Financial Group LLC lifted its stake in Ally Financial by 67.0% during the third quarter. Larson Financial Group LLC now owns 1,072 shares of the financial services provider’s stock valued at $42,000 after buying an additional 430 shares in the last quarter. EverSource Wealth Advisors LLC raised its holdings in shares of Ally Financial by 374.9% during the second quarter. EverSource Wealth Advisors LLC now owns 1,477 shares of the financial services provider’s stock valued at $58,000 after acquiring an additional 1,166 shares during the period. NewEdge Advisors LLC lifted its position in shares of Ally Financial by 22.8% in the 1st quarter. NewEdge Advisors LLC now owns 2,235 shares of the financial services provider’s stock valued at $82,000 after acquiring an additional 415 shares in the last quarter. Triumph Capital Management purchased a new stake in shares of Ally Financial in the 3rd quarter valued at approximately $112,000. Finally, Parallel Advisors LLC boosted its stake in Ally Financial by 21.0% in the 3rd quarter. Parallel Advisors LLC now owns 3,585 shares of the financial services provider’s stock worth $141,000 after purchasing an additional 621 shares during the period. Institutional investors and hedge funds own 88.76% of the company’s stock.

Analyst Ratings Changes

Several research firms have commented on ALLY. Truist Financial upped their target price on shares of Ally Financial from $47.00 to $51.00 and gave the stock a “buy” rating in a research report on Monday, December 22nd. JPMorgan Chase & Co. boosted their price objective on Ally Financial from $43.00 to $48.00 and gave the stock an “overweight” rating in a research report on Monday, January 12th. Barclays raised their target price on Ally Financial from $44.00 to $54.00 and gave the company an “equal weight” rating in a research report on Monday, January 5th. Evercore ISI raised Ally Financial from an “in-line” rating to an “outperform” rating and lifted their target price for the company from $48.00 to $53.00 in a research note on Tuesday, January 6th. Finally, Wall Street Zen cut Ally Financial from a “buy” rating to a “hold” rating in a research note on Sunday, November 9th. Thirteen research analysts have rated the stock with a Buy rating and five have assigned a Hold rating to the company’s stock. According to MarketBeat.com, the stock has an average rating of “Moderate Buy” and a consensus price target of $49.44.

Ally Financial Company Profile

Ally Financial Inc is a leading digital financial services company headquartered in Detroit, Michigan. The company offers a comprehensive suite of banking, lending, and insurance products designed for retail and commercial customers. Through its online-only platform, Ally Bank provides checking and savings accounts, certificates of deposit, money market accounts, and home mortgages, emphasizing competitive rates and user-friendly mobile and web experiences.

In addition to its banking operations, Ally Financial is a major player in automotive financing and leasing.