Contrasting Omni Financial Services (OTCMKTS:OFSI) and Seacoast Banking Corporation of Florida (NASDAQ:SBCF)

Seacoast Banking Corporation of Florida (NASDAQ:SBCF) and Omni Financial Services (OTCMKTS:OFSI) are both finance companies, but which is the superior stock? We will compare the two companies based on the strength of their earnings, institutional ownership, risk, valuation, dividends, profitability and analyst recommendations.

Analyst Ratings

This is a breakdown of recent recommendations and price targets for Seacoast Banking Corporation of Florida and Omni Financial Services, as provided by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Seacoast Banking Corporation of Florida	0	5	2	0	2.29
Omni Financial Services	0	0	0	0	0.00

Seacoast Banking Corporation of Florida presently has a consensus target price of $31.50, indicating a potential downside of 6.89%. Given Omni Financial Services’ higher possible upside, analysts plainly believe Omni Financial Services is more favorable than Seacoast Banking Corporation of Florida.

Insider and Institutional Ownership

81.8% of Seacoast Banking Corporation of Florida shares are owned by institutional investors. 1.6% of Seacoast Banking Corporation of Florida shares are owned by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company will outperform the market over the long term.

Risk & Volatility

Seacoast Banking Corporation of Florida has a beta of 0.92, suggesting that its stock price is 8% less volatile than the S&P 500. Comparatively, Omni Financial Services has a beta of 3.01, suggesting that its stock price is 201% more volatile than the S&P 500.

Profitability

This table compares Seacoast Banking Corporation of Florida and Omni Financial Services’ net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Seacoast Banking Corporation of Florida	16.93%	7.16%	1.02%
Omni Financial Services	N/A	N/A	N/A

Earnings & Valuation

This table compares Seacoast Banking Corporation of Florida and Omni Financial Services”s top-line revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Seacoast Banking Corporation of Florida	$808.99 million	4.09	$120.99 million	$1.69	20.02
Omni Financial Services	N/A	N/A	N/A	N/A	N/A

Seacoast Banking Corporation of Florida has higher revenue and earnings than Omni Financial Services.

Summary

Seacoast Banking Corporation of Florida beats Omni Financial Services on 8 of the 10 factors compared between the two stocks.

About Seacoast Banking Corporation of Florida

Seacoast Banking Corp. of Florida is a financial holding company, which engages in the provision of integrated financial services. It provides banking and investment services to businesses and consumers, including personal and business deposit products, Internet and mobile banking, personal, commercial and mortgage loans, wealth management services, and treasury management solutions. The company was founded in 1983 and is headquartered in Stuart, FL.

About Omni Financial Services

OMNI Financial Services, Inc. provides various financial products and services to individuals, professionals, and business owners. The company offers deferred annuities, fixed annuities, and immediate annuities; and group medical, key employee, survivor life, disability, fixed life, long term care, and term life insurance products. It also provides college funding, retirement, and estate planning services. The company was founded in 1976 and is headquartered in Fort Myers, Florida.