Head to Head Survey: SVB Financial Group (OTCMKTS:SIVPQ) and Alpha Services and (OTCMKTS:ALBKF)

Earnings and Valuation

This table compares Alpha Services and and SVB Financial Group”s gross revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Alpha Services and	N/A	N/A	N/A	($0.01)	-427.55
SVB Financial Group	$6.21 billion	0.00	$1.67 billion	$25.35	0.00

SVB Financial Group has higher revenue and earnings than Alpha Services and. Alpha Services and is trading at a lower price-to-earnings ratio than SVB Financial Group, indicating that it is currently the more affordable of the two stocks.

Insider and Institutional Ownership

6.0% of Alpha Services and shares are owned by institutional investors. Comparatively, 92.3% of SVB Financial Group shares are owned by institutional investors. 0.6% of SVB Financial Group shares are owned by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company is poised for long-term growth.

Profitability

This table compares Alpha Services and and SVB Financial Group’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Alpha Services and	N/A	N/A	N/A
SVB Financial Group	22.05%	13.02%	0.76%

Summary

SVB Financial Group beats Alpha Services and on 8 of the 8 factors compared between the two stocks.

About Alpha Services and

Alpha Services and Holdings S.A., together with its subsidiaries, provides various banking and financial products and services in Greece and internationally. The company provides various deposit products, including savings, current, time deposits, and other deposit products; mortgage, consumer, corporate, and business loans, as well as leasing products, factoring services, letters of guarantee, etc.; and insurance and bancassurance products. It offers working capital facilities; investment banking services, such as corporate financing; management of institutional clients; commercial activities comprising foreign exchange, bonds, derivatives, interbank investments/placements, etc.; and debit and credit cards. In addition, the company offers property management, wealth management, and brokerage services, as well as sells and manages mutual funds. Further, the company engages in the hotel business. The company was founded in 1879 and is based in Athens, Greece.

About SVB Financial Group

SVB Financial Group, a diversified financial services company, offers various banking and financial products and services. It operates through four segments: Silicon Valley Bank, SVB Private, SVB Capital, and SVB Securities. The Silicon Valley Bank segment provides commercial banking products and services, including credit, treasury management, foreign exchange, trade finance, and other financial products and services. This segment also offers traditional term, growth capital term, and equipment loans, asset-based loans, revolving lines of credit, warehouse facilities, recurring revenue and acquisition finance facilities, mezzanine lending, corporate working capital facilities, and credit card programs; treasury management products and services; business and analysis checking, money market, multi-currency, in-country bank, and sweep accounts; receivables services, which include merchant services, remote capture, lockbox, and fraud control services; wire transfer and automated clearing house payment services; business bill pay, credit and debit cards, account analysis, and disbursement services. In addition, it offers foreign exchange and trade finance products and services; letters of credit; and investment services and solutions. The SVB Private segment offers mortgages, home equity lines of credit, restricted and private stock loans, capital call lines of credit, and other secured and unsecured lending products; planning-based financial strategies, wealth management, family office, financial planning, tax planning, and trust services; and real estate secured loans. The SVB Capital segment provides venture capital investment services. The SVB Securities segment provides investment banking services; products and services, including capital raising, merger and acquisition advisory, equity research, and sales and trading. The company was founded in 1983 and is headquartered in Santa Clara, California. On March 17, 2023, SVB Financial Group, filed a voluntary petition for reorganization under Chapter 11 in the U.S. Bankruptcy Court for the Southern District of New York.