The PNC Financial Services Group (NYSE:PNC) Hits New 12-Month High After Better-Than-Expected Earnings

The PNC Financial Services Group, Inc (NYSE:PNC) shares reached a new 52-week high during mid-day trading on Friday following a better than expected earnings announcement. The company traded as high as $227.00 and last traded at $222.8580, with a volume of 664993 shares trading hands. The stock had previously closed at $215.04.

The financial services provider reported $4.88 EPS for the quarter, beating the consensus estimate of $4.23 by $0.65. The firm had revenue of $6.07 billion for the quarter, compared to analysts’ expectations of $5.90 billion. The PNC Financial Services Group had a return on equity of 11.47% and a net margin of 19.30%.The firm’s revenue was up 9.1% compared to the same quarter last year. During the same period last year, the firm earned $3.77 EPS.

The PNC Financial Services Group Dividend Announcement

The business also recently declared a quarterly dividend, which will be paid on Thursday, February 5th. Stockholders of record on Tuesday, January 20th will be paid a $1.70 dividend. This represents a $6.80 dividend on an annualized basis and a dividend yield of 3.1%. The ex-dividend date of this dividend is Tuesday, January 20th. The PNC Financial Services Group’s dividend payout ratio is currently 43.93%.

Key Headlines Impacting The PNC Financial Services Group

Here are the key news stories impacting The PNC Financial Services Group this week:

• Positive Sentiment: Q4 beat and strong results — PNC reported Q4 EPS of $4.88 (vs. $4.23 consensus) and revenue of $6.07B (+9.1% y/y), driven by higher net interest income, fee income and improved margins; management posted full‑year 2025 net income of $7.0B and record revenue. PNC Reports Full Year 2025 Net Income
• Positive Sentiment: Upbeat guidance — PNC updated revenue targets above Street expectations (Q1 revenue guidance roughly $6.2B–$6.3B vs. $6.0B consensus; FY26 revenue guidance ~ $25.6B vs. $24.9B consensus), signaling management confidence in growth next year. (Guidance disclosed with earnings release.)
• Positive Sentiment: Dealmaking and interest income lift profitability — News outlets highlighted a ~25% jump in Q4 profit as PNC benefited from higher interest income and a rebound in deal‑related fees. That helped boost margins and pre‑tax earnings power. PNC Financial profit jumps on dealmaking windfall
• Positive Sentiment: Management actions and balance‑sheet metrics — PNC closed the FirstBank acquisition (Jan. 5), increased planned share repurchases, maintained solid CET1 capital (~10.6%), and improved tangible book value, supporting capital return prospects. PNC Eyes Double-Digit Growth In 2026
• Neutral Sentiment: Bond redemption scheduled — PNC announced redemption of $1.25B of 4.758% senior notes due Jan. 26, 2027; this reduces near‑term debt but requires cash deployment. PNC Announces Redemption of Notes
• Neutral Sentiment: Analyst & sector commentary — Wall Street forecasters revised estimates ahead of the print and some value‑stock lists include PNC; these takeaways amplify investor attention but are not direct catalysts. Top Wall Street Forecasters Revamp PNC Expectations 4 Value Stocks to Buy

Analyst Ratings Changes

Several equities analysts have recently issued reports on PNC shares. TD Cowen lifted their price target on The PNC Financial Services Group from $235.00 to $250.00 and gave the company a “buy” rating in a research report on Wednesday, January 7th. Truist Financial boosted their price target on shares of The PNC Financial Services Group from $210.00 to $229.00 and gave the stock a “hold” rating in a research report on Thursday, December 18th. Citigroup raised their price objective on shares of The PNC Financial Services Group from $217.00 to $230.00 and gave the company a “buy” rating in a research report on Tuesday, September 23rd. Wells Fargo & Company boosted their target price on shares of The PNC Financial Services Group from $230.00 to $240.00 and gave the stock an “overweight” rating in a report on Friday, October 3rd. Finally, Barclays raised their target price on shares of The PNC Financial Services Group from $235.00 to $271.00 and gave the stock an “overweight” rating in a report on Monday, January 5th. One investment analyst has rated the stock with a Strong Buy rating, fifteen have assigned a Buy rating, five have given a Hold rating and one has given a Sell rating to the company. According to data from MarketBeat, the company presently has an average rating of “Moderate Buy” and an average target price of $222.06.

Insider Transactions at The PNC Financial Services Group

In other The PNC Financial Services Group news, EVP Guild Deborah sold 1,080 shares of The PNC Financial Services Group stock in a transaction that occurred on Friday, October 24th. The shares were sold at an average price of $186.97, for a total value of $201,927.60. Following the completion of the sale, the executive vice president directly owned 27,335 shares in the company, valued at $5,110,824.95. The trade was a 3.80% decrease in their ownership of the stock. The transaction was disclosed in a legal filing with the Securities & Exchange Commission, which is available through the SEC website. Also, EVP Michael Duane Thomas sold 1,000 shares of the stock in a transaction on Tuesday, November 4th. The stock was sold at an average price of $183.57, for a total transaction of $183,570.00. Following the transaction, the executive vice president owned 5,802 shares in the company, valued at approximately $1,065,073.14. This trade represents a 14.70% decrease in their position. The disclosure for this sale is available in the SEC filing. 0.41% of the stock is owned by company insiders.

Institutional Trading of The PNC Financial Services Group

A number of institutional investors and hedge funds have recently made changes to their positions in the stock. Quarry LP bought a new position in shares of The PNC Financial Services Group in the 3rd quarter valued at approximately $25,000. IMG Wealth Management Inc. acquired a new position in The PNC Financial Services Group during the second quarter valued at approximately $27,000. Beacon Financial Strategies CORP bought a new position in shares of The PNC Financial Services Group in the fourth quarter valued at approximately $35,000. Concord Wealth Partners lifted its stake in shares of The PNC Financial Services Group by 144.9% in the second quarter. Concord Wealth Partners now owns 169 shares of the financial services provider’s stock worth $32,000 after buying an additional 100 shares during the last quarter. Finally, Westfuller Advisors LLC bought a new stake in shares of The PNC Financial Services Group during the 3rd quarter worth $34,000. Institutional investors and hedge funds own 83.53% of the company’s stock.

The PNC Financial Services Group Stock Up 3.4%

The firm’s fifty day moving average is $201.90 and its 200 day moving average is $197.01. The stock has a market cap of $87.16 billion, a P/E ratio of 14.34, a P/E/G ratio of 0.91 and a beta of 0.99. The company has a current ratio of 0.81, a quick ratio of 0.81 and a debt-to-equity ratio of 0.99.

The PNC Financial Services Group Company Profile

The PNC Financial Services Group, Inc is a diversified financial services company headquartered in Pittsburgh, Pennsylvania, offering a broad range of banking, lending, investment and wealth management services. PNC operates a national banking franchise with a significant retail branch network and dedicated capabilities for commercial, institutional and government clients. Its services are designed to serve individuals, small businesses, corporations and public sector entities across the United States.

PNC’s core business activities include consumer and business banking, residential mortgage lending, corporate and institutional banking, asset management and wealth advisory services.