Head-To-Head Survey: Beverly Hills Bancorp (OTCMKTS:BHBCQ) vs. Home Federal Bancorp, Inc. of Louisiana (NASDAQ:HFBL)

Home Federal Bancorp, Inc. of Louisiana (NASDAQ:HFBL) and Beverly Hills Bancorp (OTCMKTS:BHBCQ) are both finance companies, but which is the superior investment? We will contrast the two companies based on the strength of their earnings, risk, profitability, valuation, dividends, institutional ownership and analyst recommendations.

Analyst Recommendations

This is a breakdown of current ratings and recommmendations for Home Federal Bancorp, Inc. of Louisiana and Beverly Hills Bancorp, as reported by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Home Federal Bancorp, Inc. of Louisiana	0	1	0	0	2.00
Beverly Hills Bancorp	0	0	0	0	0.00

Given Beverly Hills Bancorp’s higher probable upside, analysts plainly believe Beverly Hills Bancorp is more favorable than Home Federal Bancorp, Inc. of Louisiana.

Profitability

This table compares Home Federal Bancorp, Inc. of Louisiana and Beverly Hills Bancorp’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Home Federal Bancorp, Inc. of Louisiana	13.75%	8.25%	0.74%
Beverly Hills Bancorp	N/A	N/A	N/A

Earnings & Valuation

This table compares Home Federal Bancorp, Inc. of Louisiana and Beverly Hills Bancorp”s top-line revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Home Federal Bancorp, Inc. of Louisiana	$32.47 million	1.69	$3.89 million	$1.47	12.08
Beverly Hills Bancorp	N/A	N/A	N/A	N/A	N/A

Home Federal Bancorp, Inc. of Louisiana has higher revenue and earnings than Beverly Hills Bancorp.

Insider & Institutional Ownership

21.1% of Home Federal Bancorp, Inc. of Louisiana shares are held by institutional investors. 19.4% of Home Federal Bancorp, Inc. of Louisiana shares are held by insiders. Comparatively, 13.0% of Beverly Hills Bancorp shares are held by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company is poised for long-term growth.

Summary

Home Federal Bancorp, Inc. of Louisiana beats Beverly Hills Bancorp on 7 of the 8 factors compared between the two stocks.

About Home Federal Bancorp, Inc. of Louisiana

Home Federal Bancorp, Inc. of Louisiana operates as the holding company for Home Federal Bank that provides various financial services to individuals, corporate entities, and other organizations. The company accepts various deposits, such as passbook savings, certificates of deposit, and demand deposit accounts. Its loan products include one-to-four family residential real estate loans; commercial real estate secured loans; multi-family residential loans; commercial business loans; land loans; construction loans; home equity and second mortgage loans; lines of credit; and consumer non-real estate loans, including loans secured by deposit accounts, automobile loans, overdrafts, and other unsecured loans. The company operates through branches in Shreveport, Bossier City, Minden, and Benton, Louisiana. The company was founded in 1924 and is based in Shreveport, Louisiana.

About Beverly Hills Bancorp

Beverly Hills Bancorp Inc. is a financial holding company and conducts its banking and lending operations through its primary subsidiary, First Bank of Beverly Hills. The Bank focuses on niche products, including the origination and acquisition of commercial and multi-family real estate loans. The Bank's principal funding sources consist of certificates of deposits generated through independent brokers and its money desk, borrowings from the Federal Home Loan Bank of San Francisco and repurchase agreements with major investment banks. The Bank is a California state-chartered commercial bank and is regulated by the Federal Deposit Insurance Corporation.Beverly Hills Bancorp's common stock is traded on the Nasdaq National Market under the trading symbol "BHBC".