Head to Head Analysis: Banco Comercial Portugues (BPCGY) vs. Its Competitors

Banco Comercial Portugues (OTCMKTS:BPCGY) is one of 86 publicly-traded companies in the “BANKS – FOREIGN” industry, but how does it compare to its peers? We will compare Banco Comercial Portugues to related businesses based on the strength of its profitability, valuation, earnings, analyst recommendations, institutional ownership, dividends and risk.

Institutional & Insider Ownership

21.4% of shares of all “BANKS – FOREIGN” companies are owned by institutional investors. 5.1% of shares of all “BANKS – FOREIGN” companies are owned by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company is poised for long-term growth.

Earnings and Valuation

This table compares Banco Comercial Portugues and its peers revenue, earnings per share and valuation.

	Gross Revenue	Net Income	Price/Earnings Ratio
Banco Comercial Portugues	$5.82 billion	$980.79 million	9.64
Banco Comercial Portugues Competitors	$1,329.61 billion	$6.67 billion	12.07

Banco Comercial Portugues’ peers have higher revenue and earnings than Banco Comercial Portugues. Banco Comercial Portugues is trading at a lower price-to-earnings ratio than its peers, indicating that it is currently more affordable than other companies in its industry.

Risk & Volatility

Banco Comercial Portugues has a beta of 0.22, suggesting that its stock price is 78% less volatile than the S&P 500. Comparatively, Banco Comercial Portugues’ peers have a beta of 0.78, suggesting that their average stock price is 22% less volatile than the S&P 500.

Analyst Ratings

This is a summary of recent ratings and recommmendations for Banco Comercial Portugues and its peers, as provided by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Banco Comercial Portugues	0	1	0	1	3.00
Banco Comercial Portugues Competitors	1301	4259	4557	257	2.36

As a group, “BANKS – FOREIGN” companies have a potential upside of 9.55%. Given Banco Comercial Portugues’ peers higher probable upside, analysts clearly believe Banco Comercial Portugues has less favorable growth aspects than its peers.

Dividends

Banco Comercial Portugues pays an annual dividend of $0.16 per share and has a dividend yield of 1.8%. Banco Comercial Portugues pays out 17.6% of its earnings in the form of a dividend. As a group, “BANKS – FOREIGN” companies pay a dividend yield of 3.2% and pay out 36.2% of their earnings in the form of a dividend.

Profitability

This table compares Banco Comercial Portugues and its peers’ net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Banco Comercial Portugues	15.89%	9.44%	0.76%
Banco Comercial Portugues Competitors	17.40%	12.84%	1.08%

Summary

Banco Comercial Portugues peers beat Banco Comercial Portugues on 12 of the 15 factors compared.

About Banco Comercial Portugues

Banco Comercial Português, S.A., a private sector bank, engages in the provision of various banking and financial products and services in Portugal and internationally. It operates through Retail Banking; Companies, Corporate & Investment Banking; Private Banking; Foreign Business; and Other segments. It offers a range of financial products and services, including current accounts, payment systems, savings and investment products, private banking, asset management, and investment banking services, such as mortgage loans, personal loans, commercial banking, leasing, factoring and insurance, and others. The company is also involved in the provision of investment fund and real estate management, e-commerce, web portal, real estate investment fund, trade finance, trust, consulting, brokerage, marketing, and real estate services, as well as internet, telephone, and mobile banking services. Banco Comercial Português, S.A. was incorporated in 1985 and is based in Porto, Portugal.