Fair Isaac (NYSE:FICO) Updates FY 2025 Earnings Guidance

Fair Isaac (NYSE:FICO) issued an update on its FY 2025 earnings guidance on Wednesday morning. The company provided earnings per share guidance of 28.580-28.580 for the period, compared to the consensus earnings per share estimate of 29.750. The company issued revenue guidance of $2.0 billion-$2.0 billion, compared to the consensus revenue estimate of $2.0 billion. Fair Isaac also updated its FY25 guidance to $28.58 EPS.

Fair Isaac Stock Up 7.2 %

FICO traded up $156.19 during trading hours on Friday, reaching $2,332.29. 275,985 shares of the company’s stock traded hands, compared to its average volume of 154,391. The firm has a 50-day moving average price of $1,947.74 and a 200 day moving average price of $1,641.34. Fair Isaac has a 52-week low of $900.01 and a 52-week high of $2,351.98. The firm has a market capitalization of $56.79 billion, a PE ratio of 114.05, a PEG ratio of 3.87 and a beta of 1.35.

Fair Isaac (NYSE:FICO) last issued its earnings results on Wednesday, November 6th. The technology company reported $5.34 earnings per share for the quarter, missing analysts’ consensus estimates of $5.44 by ($0.10). The firm had revenue of $453.81 million for the quarter, compared to the consensus estimate of $454.78 million. Fair Isaac had a net margin of 29.86% and a negative return on equity of 63.35%. Equities analysts predict that Fair Isaac will post 24.74 EPS for the current fiscal year.

Fair Isaac announced that its Board of Directors has authorized a share buyback plan on Tuesday, July 30th that permits the company to buyback $1.00 billion in shares. This buyback authorization permits the technology company to purchase up to 2.6% of its shares through open market purchases. Shares buyback plans are often an indication that the company’s leadership believes its stock is undervalued.

Wall Street Analyst Weigh In

FICO has been the subject of several recent research reports. The Goldman Sachs Group boosted their price target on Fair Isaac from $2,130.00 to $2,374.00 and gave the stock a “buy” rating in a research report on Thursday. UBS Group started coverage on Fair Isaac in a research report on Tuesday, October 1st. They issued a “neutral” rating and a $2,100.00 price target for the company. Robert W. Baird upped their target price on Fair Isaac from $1,700.00 to $2,000.00 and gave the company a “neutral” rating in a research report on Thursday. Barclays upped their target price on Fair Isaac from $2,150.00 to $2,350.00 and gave the company an “overweight” rating in a research report on Thursday. Finally, Oppenheimer upped their target price on Fair Isaac from $1,967.00 to $2,109.00 and gave the company an “outperform” rating in a research report on Tuesday, October 8th. Four equities research analysts have rated the stock with a hold rating and eight have given a buy rating to the company. According to MarketBeat.com, Fair Isaac presently has an average rating of “Moderate Buy” and a consensus target price of $1,964.92.

Insider Transactions at Fair Isaac

In other news, EVP Thomas A. Bowers sold 3,000 shares of the company’s stock in a transaction dated Monday, August 12th. The stock was sold at an average price of $1,715.27, for a total value of $5,145,810.00. Following the sale, the executive vice president now owns 5,769 shares in the company, valued at $9,895,392.63. This represents a 0.00 % decrease in their ownership of the stock. The sale was disclosed in a filing with the Securities & Exchange Commission, which is available through the SEC website. In other Fair Isaac news, Director Joanna Rees sold 3,961 shares of the stock in a transaction that occurred on Thursday, September 5th. The stock was sold at an average price of $1,750.00, for a total transaction of $6,931,750.00. The sale was disclosed in a legal filing with the Securities & Exchange Commission, which is available at this hyperlink. Also, EVP Thomas A. Bowers sold 3,000 shares of the stock in a transaction that occurred on Monday, August 12th. The shares were sold at an average price of $1,715.27, for a total value of $5,145,810.00. Following the transaction, the executive vice president now directly owns 5,769 shares of the company’s stock, valued at $9,895,392.63. The trade was a 0.00 % decrease in their position. The disclosure for this sale can be found here. Company insiders own 3.54% of the company’s stock.

About Fair Isaac

Fair Isaac Corporation develops analytic, software, and digital decisioning technologies and services that enable businesses to automate, enhance, and connect decisions in the Americas, Europe, the Middle East, Africa, and the Asia Pacific. The company operates in two segments, Scores and Software. The Software segment provides pre-configured analytic and decision management solution designed for various business needs or processes, such as account origination, customer management, customer engagement, fraud detection, financial crimes compliance, and marketing, as well as associated professional services.