Zacks Research Weighs in on Cullen/Frost Bankers, Inc.’s Q2 2025 Earnings (NYSE:CFR)

Cullen/Frost Bankers, Inc. (NYSE:CFR) – Stock analysts at Zacks Research lowered their Q2 2025 earnings estimates for shares of Cullen/Frost Bankers in a report issued on Thursday, May 16th. Zacks Research analyst R. Department now anticipates that the bank will post earnings of $2.05 per share for the quarter, down from their previous forecast of $2.06. The consensus estimate for Cullen/Frost Bankers’ current full-year earnings is $8.45 per share. Zacks Research also issued estimates for Cullen/Frost Bankers’ Q3 2025 earnings at $2.17 EPS.

Cullen/Frost Bankers (NYSE:CFR) last announced its quarterly earnings results on Thursday, April 25th. The bank reported $2.15 EPS for the quarter, beating analysts’ consensus estimates of $2.13 by $0.02. The business had revenue of $522.74 million during the quarter, compared to analyst estimates of $510.09 million. Cullen/Frost Bankers had a net margin of 20.57% and a return on equity of 18.31%. During the same quarter in the previous year, the business posted $2.70 EPS.

A number of other analysts have also commented on the stock. Keefe, Bruyette & Woods decreased their price target on shares of Cullen/Frost Bankers from $125.00 to $118.00 and set a “market perform” rating for the company in a research note on Friday, January 26th. Jefferies Financial Group lifted their price objective on shares of Cullen/Frost Bankers from $119.00 to $121.00 and gave the stock a “hold” rating in a report on Monday, April 8th. DA Davidson reaffirmed a “buy” rating and set a $126.00 price objective on shares of Cullen/Frost Bankers in a report on Thursday, March 28th. UBS Group lifted their price objective on shares of Cullen/Frost Bankers from $110.00 to $116.00 and gave the stock a “neutral” rating in a report on Monday, January 29th. Finally, JPMorgan Chase & Co. lifted their price objective on shares of Cullen/Frost Bankers from $135.00 to $140.00 and gave the stock an “overweight” rating in a report on Thursday, April 4th. Three analysts have rated the stock with a sell rating, nine have issued a hold rating and two have given a buy rating to the stock. According to data from MarketBeat.com, Cullen/Frost Bankers currently has an average rating of “Hold” and a consensus price target of $117.46.

Cullen/Frost Bankers Stock Performance

Shares of CFR stock opened at $105.43 on Monday. The firm has a market capitalization of $6.77 billion, a PE ratio of 12.46, a price-to-earnings-growth ratio of 1.32 and a beta of 1.04. The firm has a fifty day simple moving average of $108.35 and a two-hundred day simple moving average of $105.88. The company has a current ratio of 0.65, a quick ratio of 0.65 and a debt-to-equity ratio of 0.06. Cullen/Frost Bankers has a 12 month low of $82.25 and a 12 month high of $120.31.

Hedge Funds Weigh In On Cullen/Frost Bankers

A number of institutional investors have recently added to or reduced their stakes in CFR. Anchor Investment Management LLC purchased a new position in Cullen/Frost Bankers in the fourth quarter worth $1,069,000. Hsbc Holdings PLC bought a new stake in shares of Cullen/Frost Bankers in the 3rd quarter worth approximately $1,302,000. Aigen Investment Management LP bought a new stake in Cullen/Frost Bankers during the 3rd quarter valued at $530,000. Bryn Mawr Capital Management LLC bought a new stake in Cullen/Frost Bankers during the 4th quarter valued at $1,042,000. Finally, Sei Investments Co. raised its holdings in Cullen/Frost Bankers by 5.8% during the 3rd quarter. Sei Investments Co. now owns 314,657 shares of the bank’s stock valued at $28,700,000 after buying an additional 17,141 shares during the last quarter. 86.90% of the stock is currently owned by institutional investors.

Insider Buying and Selling

In related news, EVP Bobby Berman sold 1,312 shares of the business’s stock in a transaction on Thursday, March 14th. The stock was sold at an average price of $105.49, for a total transaction of $138,402.88. Following the sale, the executive vice president now directly owns 27,815 shares in the company, valued at approximately $2,934,204.35. The transaction was disclosed in a filing with the SEC, which is accessible through the SEC website. 3.00% of the stock is owned by insiders.

Cullen/Frost Bankers Dividend Announcement

The firm also recently declared a quarterly dividend, which will be paid on Friday, June 14th. Stockholders of record on Friday, May 31st will be given a $0.92 dividend. This represents a $3.68 annualized dividend and a dividend yield of 3.49%. The ex-dividend date is Thursday, May 30th. Cullen/Frost Bankers’s dividend payout ratio (DPR) is currently 43.50%.

Cullen/Frost Bankers Company Profile

Cullen/Frost Bankers, Inc operates as the bank holding company for Frost Bank that provides commercial and consumer banking services in Texas. The company offers commercial banking services to corporations, including financing for industrial and commercial properties, interim construction related to industrial and commercial properties, equipment, inventories and accounts receivables, and acquisitions; and treasury management services, as well as originates commercial leasing services.