Critical Survey: Mastercard (NYSE:MA) versus Top KingWin (NASDAQ:TCJH)

Top KingWin (NASDAQ:TCJH) and Mastercard (NYSE:MA) are both finance companies, but which is the superior business? We will compare the two businesses based on the strength of their earnings, analyst recommendations, risk, institutional ownership, valuation, dividends and profitability.

Profitability

This table compares Top KingWin and Mastercard’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Top KingWin	N/A	N/A	N/A
Mastercard	44.60%	191.22%	29.00%

Insider and Institutional Ownership

53.4% of Top KingWin shares are owned by institutional investors. Comparatively, 97.3% of Mastercard shares are owned by institutional investors. 0.1% of Mastercard shares are owned by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company is poised for long-term growth.

Analyst Ratings

This is a breakdown of recent recommendations for Top KingWin and Mastercard, as reported by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Top KingWin	0	0	0	0	N/A
Mastercard	0	2	21	1	2.96

Mastercard has a consensus target price of $485.91, indicating a potential upside of 5.62%. Given Mastercard’s higher probable upside, analysts clearly believe Mastercard is more favorable than Top KingWin.

Valuation & Earnings

This table compares Top KingWin and Mastercard’s revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Top KingWin	$4.21 million	5.18	-$770,000.00	N/A	N/A
Mastercard	$25.10 billion	17.10	$11.20 billion	$11.83	38.89

Mastercard has higher revenue and earnings than Top KingWin.

Summary

Mastercard beats Top KingWin on 11 of the 11 factors compared between the two stocks.

About Top KingWin

Top KingWin Ltd provides corporate business training, corporate consulting, and advisory and transaction services in the People's Republic of China. It serves entrepreneurs and executives in small and medium enterprises. The company was founded in 2018 and is headquartered in Guangzhou, China. Top KingWin Ltd operates as a subsidiary of Xu Ruilin Capital CO., Ltd.

About Mastercard

Mastercard Incorporated, a technology company, provides transaction processing and other payment-related products and services in the United States and internationally. The company offers integrated products and value-added services for account holders, merchants, financial institutions, digital partners, businesses, governments, and other organizations, such as programs that enable issuers to provide consumers with credits to defer payments; payment products and solutions that allow its customers to access funds in deposit and other accounts; prepaid programs services; and commercial credit, debit, and prepaid payment products and solutions. It also provides solutions that enable businesses or governments to make payments to businesses, including Virtual Card Number, which is generated dynamically from a physical card and leverages the credit limit of the funding account; a platform to optimize supplier payment enablement campaigns for financial institutions; and treasury intelligence platform that offers corporations with recommendations to enhance working capital performance and accelerate spend on cards. In addition, the company offers Mastercard Send, which partners with digital messaging and payment platforms to enable consumers to send money directly within applications to other consumers; and Mastercard Cross-Border Services enables a range of payment flows through a distribution network with a single point of access to send and receive money globally through various channels, including bank accounts, mobile wallets, cards, and cash payouts. Further, it provides cyber and intelligence solutions; insights and analytics, consulting, marketing, loyalty, processing, and payment gateway solutions for e-commerce merchants; and open banking and digital identity services. The company offers payment solutions and services under the MasterCard, Maestro, and Cirrus name. Mastercard Incorporated was founded in 1966 and is headquartered in Purchase, New York.