Critical Comparison: New Tripoli Bancorp (OTC:NTBP) and MVB Financial (NASDAQ:MVBF)

New Tripoli Bancorp (OTC:NTBP) and MVB Financial (NASDAQ:MVBF) are both financial services companies, but which is the better investment? We will compare the two businesses based on the strength of their earnings, risk, analyst recommendations, institutional ownership, dividends, valuation and profitability.

Profitability

This table compares New Tripoli Bancorp and MVB Financial’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
New Tripoli Bancorp	N/A	N/A	N/A
MVB Financial	14.91%	8.12%	0.66%

Analyst Recommendations

This is a summary of current recommendations for New Tripoli Bancorp and MVB Financial, as provided by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
New Tripoli Bancorp	0	0	0	0	N/A
MVB Financial	0	0	3	0	3.00

MVB Financial has a consensus price target of $27.67, indicating a potential upside of 39.17%. Given MVB Financial’s higher probable upside, analysts clearly believe MVB Financial is more favorable than New Tripoli Bancorp.

Insider & Institutional Ownership

52.7% of MVB Financial shares are held by institutional investors. 10.9% of MVB Financial shares are held by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock will outperform the market over the long term.

Earnings and Valuation

This table compares New Tripoli Bancorp and MVB Financial’s revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
New Tripoli Bancorp	N/A	N/A	N/A	N/A	N/A
MVB Financial	$209.53 million	1.23	$31.23 million	$2.40	8.33

MVB Financial has higher revenue and earnings than New Tripoli Bancorp.

Summary

MVB Financial beats New Tripoli Bancorp on 8 of the 8 factors compared between the two stocks.

About New Tripoli Bancorp

New Tripoli Bancorp, Inc. operates as the bank holding company for New Tripoli Bank that provides personal and business banking products and services. The company offers checking and savings, individual retirement, and money market accounts, as well as certificates of deposit; personal, home, auto, recreational vehicle, term, commercial mortgage, and interest-only demand loans, as well as commercial credit lines and debit and credit cards. It also provides cash management and investment, and online and mobile banking services. The company was founded in 1910 and is based in New Tripoli, Pennsylvania.

About MVB Financial

MVB Financial Corp. operates as bank holding company for MVB Bank, Inc that provides financial services to individuals and corporate clients. The company operates through three segments: CoRe Banking, Mortgage Banking, and The Financial Holding Company. It offers various demand deposit accounts, savings accounts, money market accounts, and certificates of deposit; and commercial, consumer, and real estate mortgage loans, as well as lines of credit. The company also provides debit cards; cashier's checks; safe deposit rental facilities; and non-deposit investment services, as well as financial technology (Fintech) banking services. In addition, it offers fintech solutions for the gaming, payments, banking-as-a-service, and digital asset sectors; fraud prevention services for merchants, credit agencies, Fintech companies, and other vendors; and digital products and web and mobile applications for forward-thinking community banks, credit unions, digital banks, and Fintech companies. It operates full-service branches in West Virginia and Virginia. MVB Financial Corp. was founded in 1997 and is based in Fairmont, West Virginia.