Head to Head Comparison: LexinFintech (NASDAQ:LX) vs. Integrated Ventures (OTCMKTS:INTV)

Integrated Ventures (OTCMKTS:INTV) and LexinFintech (NASDAQ:LX) are both small-cap finance companies, but which is the better stock? We will compare the two companies based on the strength of their valuation, earnings, analyst recommendations, institutional ownership, dividends, profitability and risk.

Profitability

This table compares Integrated Ventures and LexinFintech’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Integrated Ventures	-581.64%	-3,899.18%	-418.14%
LexinFintech	8.15%	11.24%	4.46%

Analyst Recommendations

This is a breakdown of current ratings and recommmendations for Integrated Ventures and LexinFintech, as provided by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Integrated Ventures	0	0	0	0	N/A
LexinFintech	0	1	0	0	2.00

LexinFintech has a consensus target price of $2.66, indicating a potential upside of 47.78%. Given LexinFintech’s higher possible upside, analysts plainly believe LexinFintech is more favorable than Integrated Ventures.

Volatility and Risk

Integrated Ventures has a beta of 2.98, suggesting that its share price is 198% more volatile than the S&P 500. Comparatively, LexinFintech has a beta of 0.59, suggesting that its share price is 41% less volatile than the S&P 500.

Earnings and Valuation

This table compares Integrated Ventures and LexinFintech’s gross revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Integrated Ventures	$3.86 million	1.89	-$25.46 million	($13.55)	-0.11
LexinFintech	$1.84 billion	0.16	$150.14 million	$0.86	2.09

LexinFintech has higher revenue and earnings than Integrated Ventures. Integrated Ventures is trading at a lower price-to-earnings ratio than LexinFintech, indicating that it is currently the more affordable of the two stocks.

Summary

LexinFintech beats Integrated Ventures on 8 of the 10 factors compared between the two stocks.

About Integrated Ventures

Integrated Ventures, Inc. engages in the mining of digital currency. The company manufactures and sells mining equipment and mining rigs; as well as develops blockchain software. It also provides transaction verification services for digital currency networks of cryptocurrencies, such as Bitcoin, Quant, and Dogecoin. The company is based in Tioga, Pennsylvania.

About LexinFintech

LexinFintech Holdings Ltd., through its subsidiaries, provides online consumer finance services in the People's Republic of China. The company operates Fenqile.com, an online consumption and consumer finance platform that offers installment purchase and personal installment loans, as well as online direct sales with installment payment terms; and Le Hua Card, a scenario-based lending. It also provides technology-driven platform services for financial institution customers and partners to increase revenues, manage financial risks, enhance operating efficiency and service quality, enhance collections, and reduce overall costs; Maiya application, a location-based services shopping experience with buy-now and pay-later options; and Juzi Licai, an online investment platform. In addition, the company offers technical support and consulting, software development, financing guarantee, and financial technology services. The company was formerly known as Staging Finance Holding Ltd. and changed its name to LexinFintech Holdings Ltd. in March 2017. LexinFintech Holdings Ltd. was founded in 2013 and is headquartered in Shenzhen, the People's Republic of China.