Banco Bilbao Vizcaya Argentaria (NYSE:BBVA) & Oxford Bank (OTCMKTS:OXBC) Head to Head Analysis

Oxford Bank (OTCMKTS:OXBCGet Rating) and Banco Bilbao Vizcaya Argentaria (NYSE:BBVAGet Rating) are both finance companies, but which is the better stock? We will contrast the two companies based on the strength of their institutional ownership, analyst recommendations, earnings, dividends, profitability, valuation and risk.

Earnings & Valuation

This table compares Oxford Bank and Banco Bilbao Vizcaya Argentaria’s revenue, earnings per share and valuation.

Gross Revenue Price/Sales Ratio Net Income Earnings Per Share Price/Earnings Ratio
Oxford Bank N/A N/A $10.56 million N/A N/A
Banco Bilbao Vizcaya Argentaria $24.92 billion 1.34 $5.50 billion $0.85 5.89

Banco Bilbao Vizcaya Argentaria has higher revenue and earnings than Oxford Bank.

Profitability

This table compares Oxford Bank and Banco Bilbao Vizcaya Argentaria’s net margins, return on equity and return on assets.

Net Margins Return on Equity Return on Assets
Oxford Bank N/A N/A N/A
Banco Bilbao Vizcaya Argentaria 23.15% 9.94% 0.74%

Institutional and Insider Ownership

4.6% of Oxford Bank shares are held by institutional investors. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock will outperform the market over the long term.

Analyst Ratings

This is a breakdown of recent recommendations and price targets for Oxford Bank and Banco Bilbao Vizcaya Argentaria, as reported by MarketBeat.com.

Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Oxford Bank 0 0 0 0 N/A
Banco Bilbao Vizcaya Argentaria 0 7 5 0 2.42

Banco Bilbao Vizcaya Argentaria has a consensus target price of $6.27, indicating a potential upside of 25.08%. Given Banco Bilbao Vizcaya Argentaria’s higher possible upside, analysts clearly believe Banco Bilbao Vizcaya Argentaria is more favorable than Oxford Bank.

Volatility and Risk

Oxford Bank has a beta of 0.55, suggesting that its stock price is 45% less volatile than the S&P 500. Comparatively, Banco Bilbao Vizcaya Argentaria has a beta of 1.42, suggesting that its stock price is 42% more volatile than the S&P 500.

Summary

Banco Bilbao Vizcaya Argentaria beats Oxford Bank on 8 of the 9 factors compared between the two stocks.

About Oxford Bank (Get Rating)

Oxford Bank Corporation provides banking products and services to various customers in Michigan. Its deposit products include savings, checking, and individual retirement accounts, as well as certificates of deposit. The company's loan portfolio comprises home mortgage, home equity, auto, student, term, commercial real estate, and small business administration loans, as well as lines of credit. It also offers cash management, merchant card, remote deposit capture, payroll, overdraft protection, wire transfer, night depository, and notary services, as well as safe deposit box and interactive teller machine services; online, telephone, and mobile banking services; debit and credit cards; and insurance products. The company operates its branches in Clarkston, Davison, Dryden, Lake Orion, Ortonville, Oxford, and Oakland. Oxford Bank Corporation was founded in 1884 and is based in Oxford, Michigan.

About Banco Bilbao Vizcaya Argentaria (Get Rating)

Banco Bilbao Vizcaya Argentaria, S.A., together with its subsidiaries, provides retail banking, wholesale banking, and asset management services. It offers current accounts; and demand, savings, overnight, time, term, and subordinated deposits. The company also provides loan products; deals in securities; and manages pension and investment funds. In addition, it offers credit cards; corporate and investment banking services; insurance products and services; and real estate services. The company provides its products through online and mobile channels. As of December 31, 2021, it operated through a network of 6,083 branches and 29,148 ATMs. It operates in Spain, Mexico, South America, the United States, Turkey, Asia, and rest of Europe. Banco Bilbao Vizcaya Argentaria, S.A. was founded in 1857 and is headquartered in Bilbao, Spain.

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