UBS Group (NYSE:UBS) and United Bancshares Inc. OH (NASDAQ:UBOH) are both finance companies, but which is the superior business? We will compare the two businesses based on the strength of their valuation, profitability, earnings, dividends, institutional ownership, analyst recommendations and risk.
Insider and Institutional Ownership
35.1% of UBS Group shares are owned by institutional investors. Comparatively, 17.8% of United Bancshares Inc. OH shares are owned by institutional investors. 1.0% of UBS Group shares are owned by insiders. Comparatively, 6.4% of United Bancshares Inc. OH shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock is poised for long-term growth.
This table compares UBS Group and United Bancshares Inc. OH’s net margins, return on equity and return on assets.
|Net Margins||Return on Equity||Return on Assets|
|United Bancshares Inc. OH||15.68%||8.75%||0.83%|
Valuation & Earnings
This table compares UBS Group and United Bancshares Inc. OH’s gross revenue, earnings per share (EPS) and valuation.
|Gross Revenue||Price/Sales Ratio||Net Income||Earnings Per Share||Price/Earnings Ratio|
|UBS Group||$43.95 billion||1.19||$1.07 billion||$1.07||12.72|
|United Bancshares Inc. OH||$31.95 million||2.09||$3.84 million||N/A||N/A|
UBS Group has higher revenue and earnings than United Bancshares Inc. OH.
This is a breakdown of current ratings and target prices for UBS Group and United Bancshares Inc. OH, as provided by MarketBeat.
|Sell Ratings||Hold Ratings||Buy Ratings||Strong Buy Ratings||Rating Score|
|United Bancshares Inc. OH||0||0||0||0||N/A|
Risk & Volatility
UBS Group has a beta of 1.22, indicating that its stock price is 22% more volatile than the S&P 500. Comparatively, United Bancshares Inc. OH has a beta of 0.44, indicating that its stock price is 56% less volatile than the S&P 500.
UBS Group pays an annual dividend of $0.69 per share and has a dividend yield of 5.1%. United Bancshares Inc. OH pays an annual dividend of $0.48 per share and has a dividend yield of 2.3%. UBS Group pays out 64.5% of its earnings in the form of a dividend. United Bancshares Inc. OH has increased its dividend for 3 consecutive years.
UBS Group beats United Bancshares Inc. OH on 8 of the 14 factors compared between the two stocks.
UBS Group Company Profile
UBS Group AG, together with its subsidiaries, provides financial advice and solutions worldwide. It operates through five divisions: Wealth Management, Wealth Management Americas, Personal & Corporate Banking, Asset Management, and Investment Bank. The Wealth Management division offers advisory and financial services to wealthy private clients. This segment provides banking and lending solutions, wealth planning, investment management solutions, and corporate finance advice. The Wealth Management Americas division offers wealth management solutions designed to address the needs of high and ultra high net worth clients. This division operates the United States and Canadian wealth management businesses; and international business booked in the United States. The Personal & Corporate Banking division provides financial products and services to private, corporate, and institutional clients in Switzerland. The Asset Management division offers investment management products and services comprising equities, asset allocation and currency investment strategies, hedge funds, fixed income products, real estate strategies, and infrastructure and private equity products; multi-manager hedge fund solutions and advisory services; and customized multi-asset solutions and advisory services. The Investment Bank division provides advisory, debt and equity capital market, and financing solutions, as well as risk management services, such as corporate lending and associated hedging for wealth management, personal and corporate banking, and asset management businesses serving the corporate, institutional, and wealth management clients. This division also offers cash, derivatives, and financing; foreign exchange, precious metals, rates, and credit; and securities research services. The company was formerly known as UBS AG and changed its name to UBS Group AG in December 2014. UBS Group AG was founded in 1862 and is headquartered in Zurich, Switzerland.
United Bancshares Inc. OH Company Profile
United Bancshares, Inc. operates as the bank holding company for The Union Bank Company that provides various commercial and retail banking products and services. The company accepts various deposits products, such as checking, savings, demand deposit, money market deposit, term certificate, and individual retirement accounts, as well as certificates of deposit. It also offers various loan products, including commercial, consumer, agricultural, residential mortgage, and home equity loans. In addition, the company provides wealth management, treasury management, online and mobile banking, safe deposit box rental, and other personalized banking services, as well as automatic teller machines. It operates through 17 branch offices located in Bowling Green, Columbus Grove, Delaware, Delphos, Findlay, Gahanna, Gibsonburg, Kalida, Leipsic, Lima, Marion, Ottawa, Pemberville, and Westerville Ohio. United Bancshares, Inc. was founded in 1904 and is headquartered in Columbus Grove, Ohio.
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