PSM HOLDINGS In/SH (OTCMKTS:PSMH) and Ocwen Financial (NYSE:OCN) are both finance companies, but which is the better investment? We will compare the two businesses based on the strength of their institutional ownership, profitability, analyst recommendations, dividends, valuation, earnings and risk.
This is a summary of recent ratings for PSM HOLDINGS In/SH and Ocwen Financial, as reported by MarketBeat.com.
|Sell Ratings||Hold Ratings||Buy Ratings||Strong Buy Ratings||Rating Score|
|PSM HOLDINGS In/SH||0||0||0||0||N/A|
Ocwen Financial has a consensus target price of $4.00, suggesting a potential upside of 123.46%. Given Ocwen Financial’s higher possible upside, analysts clearly believe Ocwen Financial is more favorable than PSM HOLDINGS In/SH.
This table compares PSM HOLDINGS In/SH and Ocwen Financial’s net margins, return on equity and return on assets.
|Net Margins||Return on Equity||Return on Assets|
|PSM HOLDINGS In/SH||N/A||N/A||N/A|
Volatility and Risk
PSM HOLDINGS In/SH has a beta of 5.68, meaning that its stock price is 468% more volatile than the S&P 500. Comparatively, Ocwen Financial has a beta of 1.07, meaning that its stock price is 7% more volatile than the S&P 500.
Institutional and Insider Ownership
57.8% of Ocwen Financial shares are held by institutional investors. 71.1% of PSM HOLDINGS In/SH shares are held by company insiders. Comparatively, 0.7% of Ocwen Financial shares are held by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock will outperform the market over the long term.
Valuation and Earnings
This table compares PSM HOLDINGS In/SH and Ocwen Financial’s gross revenue, earnings per share (EPS) and valuation.
|Gross Revenue||Price/Sales Ratio||Net Income||Earnings Per Share||Price/Earnings Ratio|
|PSM HOLDINGS In/SH||N/A||N/A||N/A||N/A||N/A|
|Ocwen Financial||$1.19 billion||0.20||-$127.96 million||N/A||N/A|
PSM HOLDINGS In/SH has higher earnings, but lower revenue than Ocwen Financial.
PSM HOLDINGS In/SH beats Ocwen Financial on 5 of the 8 factors compared between the two stocks.
PSM HOLDINGS In/SH Company Profile
PSM Holdings, Inc. originates mortgage loans in the United States. It funds its mortgage loans either directly off its warehouse lines of credit or through brokering transactions to other third parties. The company solicits and receives applications for secured residential mortgage loans; and provides mortgage banking services. It operates through a network of approximately 26 offices located in Arizona, Arkansas, California, Colorado, Florida, Kansas, Missouri, Montana, New Jersey, New Mexico, North Dakota, Oklahoma, Oregon, Texas, Utah, Washington, and Virginia. The company is based in Murrieta, California.
Ocwen Financial Company Profile
Ocwen Financial Corporation, a financial services holding company, originates and services loans in the United States, the United States Virgin Islands, India, and Philippines. Its Servicing segment provides residential and commercial mortgage loan servicing, special servicing, and asset management services to owners of mortgage loans and foreclosed real estate. This segment's residential servicing portfolio includes conventional, government insured, and non-agency loans. The company's Lending segment originates and purchases conventional and government-insured residential forward and reverse mortgage loans primarily through its correspondent lending arrangements, broker relationships, and directly with mortgage customers. The company also provides short-term inventory-secured loans to independent used car dealers to finance their inventory. Ocwen Financial Corporation was founded in 1988 and is headquartered in West Palm Beach, Florida.
Receive News & Ratings for PSM HOLDINGS In/SH Daily - Enter your email address below to receive a concise daily summary of the latest news and analysts' ratings for PSM HOLDINGS In/SH and related companies with MarketBeat.com's FREE daily email newsletter.